Financial Crimes Senior Investigator II

Regular or Temporary: Regular; Language Fluency: English (Required); Work Shift: 1st shift (United States of America)

About the role

Responsible for execution of end-to-end suspicious activity investigation and reporting process which entails timely monitoring, identification, investigation, and when appropriate; reporting of suspicious financial and/or fraudulent activity, to include money laundering, terrorist financing, fraud and/or any other financial risk or crime. As part of this process, the Financial Intelligence Unit (FIU) develops and implements automated transaction monitoring rules, reports and other processes designed to identify activity potentially indicative of criminal behavior; investigates potentially suspicious financial activity; and when appropriate files suspicious activity reports (SARs) with Financial Crimes Enforcement Network (FinCEN), part of the U.S. Department of Treasury and/or refers matters to Truist's Financial Crimes Program Management for review and reporting, as necessary. The FIU performs a critical role in ensuring that Truist complies with the Bank Secrecy and USA PATRIOT Acts as well as regulations set forth by Treasury's Office of Foreign Assets Control (OFAC) and provides law enforcement with key information for the investigation and prosecution of money laundering, terrorist financing and other criminal activity. A Senior Investigator in the FIU performs critical functions in the enterprise-wide suspicious activity monitoring, identification, investigation, and reporting process and is a critical touch point within the entire BSA/AML function of the FIU.

Responsibilities

• Conduct timely, comprehensive investigations of customers by utilizing CIP information, occupation, line of business, income methods, transaction activity and other information.
• Analyze customer transaction activity to ascertain legitimacy of the business and the business transactions, ensuring that the transaction activity is commensurate with the nature of the business entity.
• Communicate results of analysis and/or research to appropriate Financial Intelligence Unit (