Financial Crime Risk Investigative Analyst (US)

About the role

The Financial Crime Risk Investigative Analyst role focuses on assessing and adjudicating incoming alerts and investigation requests, providing analysis and data/evidence gathering support, and applying strong knowledge of bank procedures, products, and systems.

Responsibilities

• Assesses and/or adjudicates incoming alerts and investigation requests to determine if further investigation is required.
• Completes appropriate workflows and provides analysis and data/evidence gathering support for cases.
• Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and preparing cases.
• Performs basic review of incoming files and initial analysis for case preparation and completion.
• Makes judgment calls on whether an investigation should take place.
• Provides standard reporting and/or analysis as directed.
• Runs and reviews information against guidelines to ensure accuracy and flag potential deviations and unusual activity.
• Acquires and applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and preparing cases.
• Supports risk containment process by making policy/procedural recommendations where applicable.
• Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to support Officers and others.
• Adheres to internal policies/procedures and applicable regulatory guidelines.
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite.
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary.
• Maintains appropriate project records, databases, and information; reports to management and others on project status and updates.
• Maintains efficient service, productivity, and assesses efficiency levels within own function.
• Responds to reports of financial crime activities from within TD, ensuring appropriate areas are made aware of situations requiring further attention.
• Assesses and contains immediate risk (monetary and brand image) based on incoming information.
• Supports the team by continuously enhancing knowledge/expertise in own area and participating in knowledge transfer within the team and business unit.
• Participates in personal performance management and development activities, including cross training within own team.
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching, and/or guidance as appropriate.
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally.

Requirements

• Undergraduate degree or equivalent work experience.
• 1+ years of experience in a similar role.

Qualifications

• Strong understanding of bank policy and procedures for own area.
• Basic knowledge of the community/environment function.
• Understanding key business and functional drivers and processes in the context of their own work.
• Works within well-defined parameters under the direction of management and/or senior analysts.
• Time horizon and nature of work is short-term focused daily/weekly to monthly.

Skills

• Strong knowledge of bank procedures, products, and systems.
• Ability to analyze situations, gather information, and prepare cases.
• Ability to apply strong knowledge of bank procedures, products, and systems to assist investigators.
• Ability to acquire and apply expertise in the discipline, provide guidance, assistance, and direction to support Officers and others.
• Ability to adhere to internal policies/procedures and applicable regulatory guidelines.
• Ability to protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions/activities as necessary.
• Ability to maintain appropriate project records, databases, and information; report to management and others on project status and updates.
• Ability to maintain efficient service, productivity, and assess efficiency levels within own function.
• Ability to respond to reports of financial crime activities from within TD, ensuring appropriate areas are made aware of situations requiring further attention.
• Ability to assess and contain immediate risk (monetary and brand image) based on incoming information.
• Ability to support the team by continuously enhancing knowledge/expertise in own area and participating in knowledge transfer within the team and business unit.
• Ability to participate in personal performance management and development activities, including cross training within own team.
• Ability to contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching, and/or guidance as appropriate.
• Ability to act as a brand champion for your business area/function and the bank, both internally and/or externally.

Benefits

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

Pay

$24.00 - $33.50 USD

Schedule

Continuous

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.