Financial Crime Risk Investigations Support Officer II (US)

About the role

Work Location: Mount Laurel, New Jersey, United States of America

Hours: 40

Pay Details: $23.25 – $34.00 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation-related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business

Financial Crime Risk Management

Responsibilities

• Process alerts and/or fraud cases to derive regulatory and policy violations that contributed to fraud and/or AML and Sanctions/ABAC financial crime.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Prioritize and manage own workload to meet SLA requirements for service and productivity.
• Understand and apply operating policies and procedures.
• Follow internal and industry regulations and operating practices in completing and recording transactions for either the organization or clients.
• Escalate non-standard or high-risk activities as necessary.
• Ensure documentation that is prepared/completed is accurate and properly reflects business intentions and is consistent with relevant rules/regulations.
• Complete adjudications and investigations; report/escalate risk issues or process gaps identified.
• Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency.
• Reviews banking transactions to ensure they are within the bank and regulatory thresholds and guidelines.
• Forward unusual transactions and supporting information for further review.
• Perform a variety of research activities including addressing research discrepancies.
• Identify opportunities to improve service delivery and support process improvement initiatives and opportunities to enhance productivity, effectiveness, and operational efficiency.
• Ensure necessary due diligence to support the accuracy of all transactions/activities.
• Is knowledgeable of and complies with Bank Code of Conduct.

Education & Experience

• Undergraduate degree or equivalent work experience

Preferred Skills

• Willing and able to cross train within multiple name screening functions
• Works well independently and with a group
• Proficient in Technology and able to navigate across multiple systems

Physical Requirements

• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment – Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous