Financial Consultant

This position follows a hybrid schedule with 1 in-office day per week in our Albuquerque office at 303 Roma Avenue NW, Albuquerque, NM 87102.

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data, and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits, and career development opportunities.

About the role

The Financial Consultant will support the OptumCare Arizona/New Mexico Financial Reporting and RBE team by leading forecasting, planning, performance tracking, and financial analysis activities. This role is responsible for evaluating business outcomes, developing forward-looking forecasts, reporting results, and communicating key insights to leadership. The Financial Consultant will collaborate across departments to ensure accurate financial performance assessment and to support data-driven decision-making.

This role provides analysis on membership trends, payor profitability, incentive calculations, medical costs, overhead costs, and other key operational drivers. The Financial Consultant translates complex financial data into clear, actionable insights and presents findings to management to support strategic and operational goals.

Responsibilities

• Prepare month-end and quarter-end performance reports, including variance analysis and forward-looking projections.
• Maintain financial reporting for assigned business areas to clearly communicate actuals, forecasts, and budget variances.
• Partner with Accounting to validate financial results and ensure accuracy of the month-end close.
• Analyze operational and financial trends to identify key drivers of variances and update forward-looking expectations accordingly.
• Communicate financial results to senior and operational leadership through presentations and management reports, translating complex data into clear insights for both financial and non-financial audiences.
• Lead analyses of business and financial metrics and partner with operational leaders to develop statistical measures that enhance understanding of performance and support data-driven decision-making.
• Manage the quarterly forecasting cycle, including timelines, modeling assumptions, and deliverables.
• Develop financial bridges and executive-level insights to explain performance vs. plan and prior periods.
• Conduct cost/benefit analyses, scenario modeling, and staffing assessments to support key initiatives and business changes.
• Consolidate forecast and budget outputs and present results and insights to senior leadership.
• Perform detailed financial and qualitative analyses related to changes in the Risk-Bearing Entity (RBE) business model.
• Support senior management through strategic, data-driven, sensitivity analyses and ad hoc reporting.
• Identify and pursue opportunities to streamline reporting and data presentation, enhance analytical tools, and improve efficiency across financial processes.

Requirements

• Bachelor's degree in Finance, Accounting, Data Analytics, or related field.
• Must be 18 years of age or older.
• 3+ years of financial and/or accounting experience.
• 3+ years of financial planning, forecasting, and analysis (FP&A) experience.
• Work experience anticipating accounting, financial reporting, forecasting, and operational issues, assessing their implications, and developing and implementing an appropriate action plan.
• Experience with owning/managing financial models and process improvement experience.
• Communication and presentation skills – the ability to understand and present complex data easily to leadership.
• Intermediate to Advanced level proficiency in Microsoft Excel (Pivot Tables, X-Lookups, Power Query, etc.).
• Reside within commutable distance to the office at 303 Roma Avenue NW, Albuquerque, NM 87102.
• Ability to keep all company-sensitive documents secure (if applicable).
• Required to have a dedicated work area established that is separated from other living areas and provides information privacy.
• Must live in a location that can receive a UnitedHealth Group-approved high-speed internet connection or leverage an existing high-speed internet service.

Preferred Qualifications

• CPA or MBA.
• Experience using Microsoft Power BI.
• Experience with financial planning tools (e.g., Essbase, Planful, Oracle SmartView, PeopleSoft Financials).
• Experience in healthcare or with Risk-Bearing Entities.
• Experience working with large datasets, analytics, and advanced financial modeling.
• Quantitative and analytical skills, paired with a growth-oriented mindset.

Skills

• Ability to build strong cross-functional relationships, work collaboratively, and influence in a matrixed environment.

Schedule

• Full-time, Monday - Friday.
• 8-hour shift schedule during normal business hours of 8:00 am - 5:00 pm.
• Occasional overtime may be necessary, given business needs.
• On-the-job training hours: Monday - Friday, 8:00 am - 5:00 pm.

Pay

The salary for this role will range from $72,800 - $130,000 annually based on full-time employment.

Benefits

• Comprehensive benefits package.
• Incentive and recognition programs.
• Equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements).