Financial Consultant
Ocean Bank · Miami, FL · Yesterday
Full-time
Responsibilities
- Develop strong, trust-based relationships with clients through consistent communication and service.
- Create customized financial plans covering investments, retirement, education, insurance, and estate planning.
- Provide tailored investment recommendations and execute trades across a range of financial products (stocks, bonds, mutual funds, ETFs, options, etc.).
- Maintain accurate records of client interactions and stay current on regulatory changes.
- Ensure full compliance with SEC, FINRA, BSA, KYC, and internal policies.
- Perform due diligence on the BSA/KYC (Know Your Customer) write-ups and profile; conduct customer interviews in order to profile them as well as to comply with BSA, KYC and other bank policies and procedures.
- Continuously expand product knowledge and stay informed on market trends and investment opportunities.
Qualifications
- Education/Experience: Associate’s Degree. Five (5) years of investment related experience in product sales and servicing customers in international/private banking branch operations. May require occasional travel for training, conferences, or branch office visits.
- Skills And Competencies: Exceptional communication, interpersonal, and presentation skills; strong analytical, problem-solving, and decision-making abilities; ability to build rapport, establish trust, and maintain long-term client relationships; thorough understanding of financial markets, investment products, and economic principles; proficiency in financial planning software, CRM systems, and other relevant technology; unwavering ethical conduct and commitment to client confidentiality; experience working in a sales team, and high-quality service advocacy; excellent organizational, interpersonal, time management, written and verbal communication (English and Spanish) skills; computer proficiency in MS Software (e.g. Excel, Word, and Outlook).
- Prior experience in sales, financial services, or client service is highly advantageous.
- Licenses: FINRA Series 7 and Series 66 (or Series 65) licenses are mandatory. Life, Health, and Variable Annuity insurance licenses may be required depending on the products offered.