Financial Analyst-Specialist

Job Type Full-time Description Summary Performs financial analysis, modeling, and reporting for the Finance team across one or more functional areas — reporting, financial planning and analysis, projects, or treasury and balance-sheet management — building and maintaining the financial and member (deposit and loan) data, models, and standard reports that support forecasting, budgeting, and decision-making. Works independently within established frameworks, handles moderately complex and non-routine requests with general guidance, and begins to contribute process improvements. Essential Functions Build and maintain financial models and forecasts — including budget and forecast, profitability, and pricing — using validated financial, deposit, and loan data, to support organizational decision-making.Prepare and analyze management, ALCO, and liquidity reporting, including budget-to-actual results; investigate variances and identify likely drivers such as mix shift, timing, or rate change.Administer the loan analytics platform and other reporting and forecasting tools, including data extraction from the mortgage servicing and collections systems.Maintain historical loss data and the CECL framework, including supporting documentation.Support call report, FASB, and other regulatory and compliance reporting.Improve reporting and forecasting processes, including automating recurring outputs and moving manual reconciliations toward real time.Coordinate with department and cost-center owners to gather inputs and validate results; complete moderately complex ad hoc analysis and finance projects with general guidance.Follow policies, procedures, and internal controls; recognize, escalate, and help resolve exceptions; perform other related duties as assigned. Qualifications Experience Minimum 2–4 years of relevant experience in accounting, finance, or a related analytical role; experience in a financial institution preferred, prior credit union experience a plus. Education Bachelor's degree in finance, accounting, business administration, or a related field; equivalent, directly relevant professional work experience may be substituted for education. Knowledge Thorough understanding of Generally Accepted Accounting Principles (GAAP).Thorough understanding of core finance concepts, including net present value, internal rate of return, and discounted cash flow.Working knowledge of procedural controls and data-validation techniques.Understands how own work supports team and departmental objectives; recognizes the impact of quality, timeliness, and decisions on stakeholders and outcomes.Knowledge of credit union products and services, features, and benefits. Skills/Abilities Applies working knowledge of key tools and processes to complete work accurately and reliably, while beginning to handle more complex situations and seeking guidance when needed.Demonstrates a consistent service mindset and understands how this role's output affects the member experience; adheres to compliance requirements and escalates risk when necessary.Applies analytical thinking to solve a range of problems, using judgment within established frameworks; evaluates information, identifies options, and recommends solutions; communicates effectively with stakeholders to align on expectations.Advanced spreadsheet skills; experience with data query and management tools, including SQL.Strong analytical, organizational, and communication skills; able to explain financial concepts clearly and work independently to meet deadlines.Works independently on assigned responsibilities with general guidance; prioritizes work and resolves routine to moderately complex issues; seeks input for higher-risk or ambiguous situations. Physical Requirements/Work Environment Prolonged periods sitting at a desk and working on a computer.Must be able to lift up to 15 pounds at times.Normal office environment. Salary Description $64,275.00 to $80,344.00 Salary (DOE)