Financial Analyst - Consumer and Business Banking

About the role

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One. This Financial Analyst supports the Digital Product group within Consumer & Business Banking. The role focuses on financial planning and analysis, budgeting, forecasting, expense management, reporting, capital expenditure management, ad hoc analysis, and process improvement. The analyst will support approximately two digital organizations and partner with leaders, developers, project managers, and other business partners on digital initiatives and capital projects.

Responsibilities

• Support business-line P&L activities with a primary focus on expense management, budgeting, monthly forecasting, reporting, and variance analysis.
• Provide financial analysis for expense allocation, business cases, peer group comparisons, capital expenditures, personnel resources, and ad hoc requests.
• Develop and maintain spreadsheets, financial and statistical models, dashboards, reports, and management presentations.
• Identify trends, risks, opportunities, data issues, and financial drivers; resolve reporting errors and translate findings into actionable recommendations.
• Partner cross-functionally with business leaders and present financial results to senior leadership.
• Use financial systems and large datasets to improve reporting, forecasting accuracy, workflows, and operational efficiency.
• May assist with financial applications and prepare interest rate pricing and forecasting information for asset and liability management.
• Participate in projects, occasionally lead projects, and independently identify issues and propose solutions.

Requirements

• Bachelor's degree, or equivalent work experience
• Typically six or more years of related experience

Qualifications

• Background in finance or accounting.
• Knowledge of financial analysis and general accounting procedures, including forecasting, planning, budgeting, financial reporting, variance analysis, expense management, capital expenditures, and financial modeling.
• Strong mathematical and analytical abilities, with advanced Microsoft Excel skills.
• Experience using Essbase, Hyperion, or a similar financial planning system.
• Experience working with financial systems and large datasets.
• Knowledge of data mining, visualization, dashboards, and automation is also preferred.
• Ability to recognize trends, risks, opportunities, and exceptions in financial results.
• Experience working cross-functionally with business partners and communicating financial results to managers and senior leaders.
• Demonstrated initiative, ownership, critical thinking, and intellectual curiosity.
• Ability to independently identify issues and recommend solutions.
• Experience participating in projects and occasionally leading project work.

Benefits

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Pay

Pay Range: $119,