Financial Analysis- Home Lending Consumer Pricing and Rev Management- Associate

About the role

Join our Home Lending Consumer Pricing Finance & Revenue Management team and help support our mortgage product pricing strategy by providing financial and strategic analysis of key business metrics related to Chase Home Lending Consumer Originations. As a Financial Analyst, you will act as a trusted advisor to business and finance leadership, optimizing performance through pricing and key initiatives, including management of our relationship pricing program that partners across Consumer, Wealth, and Business Banking. You will also maintain an exception-based pricing tool used by channel support partners to provide loan-level pricing guidance when third-party competitive offers are presented.

Responsibilities

• Develop expertise in the Home Lending business, pricing and revenue management principles, and relationship pricing programs.
• Collaborate with key stakeholder groups to analyze strategic initiatives and track/report progress and outcomes.
• Establish and monitor performance metrics; deliver recurring reporting and ad hoc analyses.
• Conduct margin and volume analysis; present commentary to senior management and explain variances from prior periods.
• Prepare presentations and deliver financial analyses on diverse topics to senior management.
• Partner with Decision Sciences, Sales Support, Product, and Capital Markets to optimize relationship pricing programs, assess competitiveness, and provide value-added analysis.
• Maintain and enhance the exception-based pricing guidance tool used by channel support partners.
• Assist in designing streamlined reports and dashboard concepts to improve delivery of financial results.
• Identify, escalate, and help mitigate business risks that may impact operations (e.g., fair lending, legal, regulatory, capacity).

Requirements

• Bachelor's degree in Finance, Accounting, or a technical discipline.
• 2+ years' experience in financial analysis, business management, accounting, or controllership.
• Intermediate-to-advanced proficiency in Excel and PowerPoint.
• Exceptional analytical and problem-solving abilities; capacity to analyze large datasets and present findings concisely.
• Strong attention to detail and accuracy.
• Creative, critical, and independent thinker; able to manage multiple initiatives simultaneously.
• Able to collaborate effectively across departments and management levels.
• Highly motivated self-starter with strong time management and prioritization skills; consistently delivers results under pressure.

Skills

Preferred: Experience with Alteryx, Thoughtspot, Tableau, Essbase, and/or Databricks.

Benefits

• Comprehensive health care coverage, including on-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support and financial coaching.
• Discretionary incentive compensation, paid in cash and/or forfeitable equity, awarded for individual achievements and contributions.

Additional details about total compensation and benefits will be provided during the hiring process.

Pay

Base salary determined based on the role, experience, skill set, and location. Eligible roles may receive commission-based pay and/or discretionary incentive compensation.

About Us

Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits, and cities grow, delivering solutions to solve all their financial needs.

Our Consumer & Community Banking division serves Chase customers through personal banking, credit cards, mortgages, auto financing, investment advice, small business loans, and payment processing. We lead the U.S. in credit card sales, deposit growth, and customer satisfaction through our digital solutions.

Global Finance & Business Management works to strategically manage capital, drive growth and efficiencies, maintain financial reporting, and proactively manage risk. By providing information, analysis, and recommendations, teams ensure the company can navigate all types of market conditions while protecting our fortress balance sheet.

To be eligible for this role, you must be authorized to work in the United States. This role is not eligible for relocation assistance.