Financial Advisor (CFA or CFP)

Contractor role – US only – remote – $80–$110/hour

About the role

We are seeking experienced Financial Advisors (CFA or CFP) to contribute their expertise to the development of next-generation AI-powered financial planning solutions. In this role, you will apply your real-world advisory experience to help train and evaluate advanced AI systems that support personal financial planning and decision-making. Your expertise will help improve how AI models reason through everyday financial scenarios, communicate recommendations clearly, and provide practical, client-focused guidance for individuals and families. No prior AI experience is required—your financial planning expertise is what matters most.

Responsibilities

• Evaluate and review realistic financial planning scenarios involving budgeting, emergency savings, debt management, retirement planning, investment decisions, and long-term financial goals.
• Assess AI-generated financial recommendations for accuracy, suitability, regulatory compliance, clarity, and practical value for W-2 earners and middle-income households.
• Document real-world financial planning conversations, including goal prioritization, trade-off discussions, and client decision-making processes.
• Define common planning methodologies, decision frameworks, and industry best practices, including emergency fund targets, debt repayment strategies, retirement savings benchmarks, and cash flow management.
• Provide clear, structured written feedback to improve AI-generated financial explanations, recommendations, and client communication.
• Identify potential compliance, fiduciary, and risk management concerns while recommending appropriate referrals to tax, legal, insurance, or other specialized professionals when needed.
• Contribute subject matter expertise to improve AI workflows and financial planning processes aligned with industry standards.

Requirements

• Minimum 3 years of client-facing experience providing comprehensive financial planning and advisory services to individuals and families.
• Experience working as a Financial Advisor, Wealth Advisor, Personal Financial Consultant, or in a similar advisory role.
• Strong expertise in:
  • Budgeting and cash flow planning
  • Emergency fund planning
  • Debt management strategies
  • Retirement planning
  • Investment planning
  • College savings strategies
  • Basic insurance and risk management analysis
• CFP® certification strongly preferred, or CFP exam completion with substantial financial planning experience.
• Candidates holding CFA, ChFC, or comparable financial planning credentials with strong client advisory experience are also encouraged to apply.
• Excellent written and verbal communication skills with the ability to simplify complex financial concepts for non-technical audiences.
• Strong understanding of fiduciary responsibilities, regulatory compliance, and ethical financial planning practices.
• Experience mentoring advisors, improving planning workflows, or developing standardized advisory processes.
• Ability to work independently in a remote, asynchronous environment.

Preferred Qualifications

• Experience providing ongoing financial coaching or workplace financial wellness advisory services.
• Background designing or optimizing standardized financial planning processes or digital advisory experiences.
• Familiarity with personal finance applications, digital wealth management platforms, or AI-assisted financial planning tools.
• Strong interest in applying financial expertise to emerging AI technologies and advisory innovation.