Finance Lead

Spade is a data and AI platform that turns messy transaction strings into structured, verified records — and gives teams the tools to act on it across authorization, attribution, analytics, and AI initiatives. Spade leads the market in merchant coverage, matching accuracy, geolocation data, and speed of transaction enrichment. Customers such as FIS, Bilt, Mercury, Stripe, and other leaders in fintech and financial services trust Spade's data to enable personalized rewards programs, accurate applied spending rules, precise analytics requests, and innovative AI-powered features.

Spade is a fast-growing, Series B company backed by industry experts and top-tier investors (including Oak HC/FT, a16z, Flourish Ventures, Y-Combinator, and Gradient Ventures). We’re a lean and execution-oriented hybrid team, passionate about building exceptional products for our growing customer base.

About the role

As Spade’s first finance hire, you will help build the financial foundation for our next stage of growth. You’ll run financial strategy, planning, and operations—from monthly close and cash management, to FP&A and strategic finance. Collaborating closely with the COO, CEO, and CRO, you'll act as a true thought partner to shape strategy, support key decisions with robust analysis, and drive business growth.

Responsibilities

• Financial Planning & Analysis: Develop budgets and forecasts, monitor budget vs. actuals, and build dashboards for key metrics (e.g. revenue growth, burn rate, GTM metrics, etc.).
• Accounting & Bookkeeping: Own the monthly close process, partner with an accounting firm to ensure our financial records are accurate and GAAP-compliant, and manage invoices, payables, and receivables.
• Cash Management: Track cash runway and working capital.
• Strategic Partner: Work closely with the CEO and COO on financial strategy and scenario planning. Provide analysis to support major decisions (pricing, hiring, market expansion) and challenge assumptions with data.
• Operational Build-out: Implement finance tools/software as needed. Establish internal controls and financial policies to enable scalable growth.
• Investor & Board Reporting: Prepare monthly/quarterly financial reports for our board and investors. Support future fundraising by owning data room prep, due diligence requests, etc.

Requirements

• 5+ years of experience in a finance role
• 2+ years of experience in-house at a high-growth B2B startup
• Deep understanding of key SaaS/usage-based business metrics
• Familiarity with usage-based or consumption pricing models and their implications for revenue recognition and forecasting
• Generalist finance skillset (foundational accounting and bookkeeping knowledge, strong FP&A skills, advanced financial modeling skills)
• Experience supporting a fundraising process — data room prep, investor diligence, financial narrative
• Strong strategic partnership skills and comfort working with/presenting to leadership
• Based in NYC with ability to work out of our Flatiron office at least 2 days/week

Nice to Have

• Fintech experience
• Strong preference for candidates with a background in investment banking, private equity, or management consulting

Why Join Spade?

• Be a cultural founder. As an early employee, you’ll play a meaningful role in defining and building our culture.
• Get in on the ground floor. We’re a small but well-funded team – joining now comes with limited risk and unlimited upside.
• Build the next generation of financial infrastructure. Our products will power the next wave of innovation in fintech, helping our customers deliver better, more transparent products and services to the consumer.

Benefits

• Competitive Compensation: Data-driven salaries that reward performance and ownership.
• Meaningful Equity: Flexibility with early exercise and an extended post-termination options.
• Comprehensive Health Benefits: 100% paid medical, mental, dental, and vision premium option plus One Medical membership (for US-based employees).
• 401(k): Empowering you to invest in your future.
• Paid Parental Leave: 12 weeks of full pay for parents welcoming a new child into their home.
• Unlimited PTO: Take the time you need to unplug and unwind.
• Flexible In-Person Culture: NYC HQ (hybrid and dog-friendly) with remote opportunities for certain roles in US/Canada.
• Supporting you in and outside of work: Generous work-from-home stipend, company-paid lunches, Citibike Membership, and more.

Pay

At Spade, we view total compensation as consisting of salary + equity + benefits. We recruit motivated and high-performing talent and work to compensate people in line with the value they bring to our team. We aim to pay fairly and competitively, considering factors such as years and breadth of experience, interview performance, market dynamics, and internal equity.

Diversity & Inclusion

Spade is an equal opportunity employer, committed to building a culture that is diverse, equitable, and inclusive. We believe that having people with different backgrounds, experiences, abilities, and perspectives not only helps us build the best products for our customers but also helps us be the best version of ourselves.