Field Insurance Inspector - Los Angeles, CA

Responsibilities

• Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and assess risk.
• Demonstrate a high degree of professionalism and expertise to all stakeholders in the survey process (Agents, Policyholders, Business Assistants, etc.).
• Complete the requisite number of surveys each month to achieve personal revenue production goals, and complete other special projects as assigned by their manager.
• Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of the structure.
• Determine square footage of the home through detailed measurements or by replicating available building plans.
• Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home.
• Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
• Complete a detailed survey report write-up, including narrative assessments.
• Conduct underwriting surveys and loss control assessments on commercial businesses.
• Evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
• Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs.
• Document all hazards observed for underwriting, and make recommendations for risk improvement.
• Complete a detailed survey report write-up, including narrative assessment.

Qualifications

• A high-degree of professionalism and emotional intelligence.
• Strong analytical skills and resourcefulness.
• Solid aptitude for risk assessment and replacement cost.
• Excellent written and oral communications.
• Proficiency with computer equipment and software.
• Ability to manage multiple projects at once, and handle time sensitive urgencies.
• Willingness to travel.
• High Value Survey or Commercial Survey experience appreciated (though not required).