FEC CDD/EDD Analyst

Our Shared Future: In this position, your unique skills and talents are valued and appreciated. You're encouraged to collaborate with your team and share opinions to bring improvements to our core processes. You will be challenged to always improve.

About the role

As a Client Due Diligence (CDD) Analyst, you will review, understand, and explain Global and Local procedures, recommend process improvements or enhancements, and coordinate with Quality Control on their reviews and findings of risk assessments. You will manage the onboarding of clients and other parties through a complex internal system involving various groups, individuals, forms, and applications, ensuring a seamless review process and a positive client experience.

The role involves conducting regulatory risk assessments, ensuring compliance with regulatory classifications, and ensuring all client files adhere to Rabobank's internal KYC policies. You will provide feedback to streamline the KYC process, support the team with projects, policy reviews, and report creation for multiple stakeholders, and collaborate with internal stakeholders and QC groups to address issues in the onboarding process.

Responsibilities

• Coordinates and facilitates CDD reviews on behalf of the Client owner, providing support to the Client and several internal clients (e.g., the Client Owner, KYC quality reviewers, and other personnel).
• Timely and accurate review of KYC information on all client files.
• Consistent adherence to AML policies and procedures for KYC throughout the client lifecycle.
• Appropriate reporting and escalation of issues to manager, operations, and compliance as needed.
• Timely and accurate performance of KYC Periodic Reviews.
• Providing relationship staff with helpful assistance during the account opening and periodic review processes.
• Providing guidance to static data specialists to ensure operational client data is aligned with KYC data.
• Adherence to department Service Level Agreements (SLAs).
• Collaboration with different business units, project managers, and developers to enhance FEC CDD business systems.

Requirements

• 2+ years of KYC/Compliance experience in the Finance industry.
• Knowledge of BSA/AML and other AML regulatory policies, with a strong understanding of AML typologies, geography, products, customer types, and expected activity to effectively identify risk and unusual activity.
• Understanding of the banking industry, especially banking products and services in the context of an international bank.
• Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Benefits

Rabobank offers a flexible hybrid working model and comprehensive benefits focused on four main components:

• Physical Well-Being: Medical, Dental, and Vision plan coverages effective on your date of hire with multiple plan options and a full network of providers.
• Financial Well-Being:
  • 401(k) plan participation starts on your date of hire.
  • 50% match of the first 6% you contribute to your 401(k) plan for US employees.
  • Additional 3% Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being:
  • Generous paid time off program for full-time employees: up to 20 days of vacation, 5 additional days off, plus 7 sick days and 11 US holidays annually (based on hire date).
  • Community support programs: Dollars for Doers, Helping Hands, and Gift Matching.
• Workforce Well-Being: Hybrid working model offering flexibility to split time between home and office—typically 2 days remote and the remaining days onsite.

Pay

Target Hiring Range: $57,600.00 - $70,000.00. The range reflects the desired primary physical work location and may be adjusted based on geographical differentiation or other lawful reasons.