EXPERIENCED Loan Officer

POSITION SUMMARY

Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.

Essential Job Functions

• Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community
• Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc.
• Provide necessary documentation to processing and underwriting departments to ensure timely loan closings
• Other duties as assigned

Requirements

• Minimum Education: High School or Equivalent
• Minimum Knowledge: Ability to analyze complex financial situations to determine best case solutions for clients
• Knowledge Ability: To prospect local markets (i.e. cold calling in person) to solicit new business
• Experience: Experience with Conventional, Government and Alt-A lending
• Hands on experience: With DU / LP is helpful
• Demonstrated communication and organizational skills
• Ability: To work independently with little or no supervision
• Minimum Experience: Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success

Physical Requirements

• Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes
• Must be able to hear and communicate well
• Must have good eye-hand coordination and finger movement for use in computer software programs