Executive Underwriter, Risk Management

About the role

Works independently and autonomously on all but the most complex accounts/cases (subject to required process oversight). Underwrites policies within underwriting authority. Makes decisions on whether to accept business by making analytical, data-driven decisions based on data and information provided, including pricing the risk. In parts of North America, more likely to underwrite complex or unusual policies—particularly those of high individual line size—focusing on high-complexity and/or larger-size policies.

Responsibilities

• Manages a portfolio of brokers, agents, and clients.
• Leverages market presence and expertise to develop and underwrite profitable business, acting as a representative for Liberty.
• Maintains relationships with senior or market-leading brokers and/or key agents.
• Maintains a strong market presence, including established relationships with agents and brokers, and works to strengthen and expand these relationships.
• Articulates key coverage differences with a high degree of detail.
• Provides significant input into the business and marketing planning process, including advanced data-driven insights from portfolio analysis.
• Participates in cross-departmental projects designed to drive underwriting and process excellence (e.g., as a member of a working team).
• Models effective collaboration across teams, stakeholders, and partners (e.g., Underwriting Support, Claims, Actuarial, Directors of Underwriting in North America).
• Demonstrates strong knowledge of key legal cases, legislation, and regulations impacting areas of underwriting expertise.
• Shares knowledge based on technical expertise, including providing external thought leadership.
• Mentors, coaches, and trains other underwriters and internal partners.

Qualifications

• Degree in Business or equivalent, typically required.
• A minimum of 7 years expected, typically 10 years or more, of progressive underwriting experience and/or other related business experience.
• CPCU or professional insurance designation preferred.
• Proven analytical ability to evaluate and judge underwriting risks within the scope of responsibility.
• Demonstrated ability to communicate complex analyses and information in understandable written and/or oral directives for underwriting or training purposes.
• Demonstrated effective communication and interpersonal skills in dealing with internal and external stakeholders.
• Must demonstrate comprehension of the most complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues.
• Proven track record of developing and underwriting profitable business.

About Us

At Liberty Mutual, our goal is to create a workplace where everyone feels valued, supported, and can thrive. We build an environment that welcomes a wide range of perspectives and experiences, with inclusion embedded in every aspect of our culture and reflected in everyday interactions. This comes to life through comprehensive benefits, workplace flexibility, professional development opportunities, and a host of opportunities provided through our Employee Resource Groups. Each employee plays a role in creating our inclusive culture, which supports every individual to do their best work. Together, we cultivate a community where everyone can make a meaningful impact for our business, our customers, and the communities we serve.

Pay

The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications, and location. The full salary range reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and/or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

Benefits

We value your hard work, integrity, and commitment to making things better, and we put people first by offering benefits that support your life and well-being. To learn more about our benefit offerings, please visit: https://www.libertymutualgroup.com/about-lm/careers/benefits.