Executive Director, Portfolio Management

About the role

The Executive Director, Portfolio Manager directly supervises the portfolio management teams covering the C&I and CRE portfolios. Additionally, the role oversees the reporting output from the portfolio management teams in the Cash Flow and SBA verticals of the commercial bank.

Responsibilities

• Responsible for production and accuracy of 1st line reporting covering portfolio management deliverables.
• Ensures timely resolution of identified issues recorded in the Archer system assigned to Credit Management.
• Serves as the voice of Credit Management in the Credit Risk Committee and regulatory interactions.
• Overall responsibility to lead and manage the C&I and CRE portfolio management teams and ensure the execution of all portfolio management responsibilities assigned to those teams.
• Ensure underwriting product, including Annual Reviews and Modifications, are accurate and consistent with established content and format requirements and aligned with Credit Policy.
• Ensure accuracy of 1st line of defense reports covering all commercial lines of business.
• Present portfolio reports at the monthly Credit Risk Committee.
• Ensure timely remediation of issues recorded in the Archer system assigned to Credit Management.
• Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, appropriateness of structure, identification of Policy Exceptions, and stress tested analysis of credits.
• Able to manage, mentor and develop skills of junior managers.
• Ensure staffing levels are appropriate in accordance with budget requirements and adherence to SLA expectations.
• Identify and resolve problems or issues with escalation to executive manager as appropriate.
• Remain current on all banking rules and regulations relating to Credit Administration.
• Recommend improvements to policies, procedures, and work flow to maximize efficiency and control costs.
• Identify potential for credit losses and proposing appropriate risk mitigants as appropriate.
• Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations.
• Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency.
• Work as part of a team.
• Work with on-site equipment.

Qualifications

• Bachelor's Degree in Business, Accounting, or related field.
• 8 - 12 years of experience in portfolio management and / or commercial credit administration, specifically related to Commercial, CRE, SBA, Sponsor, Corporate, and Equipment finance.
• General Supervisory/Manager Knowledge, Skills, And Abilities.
• Financial analysis skills for complex and diverse loan portfolio, with ability to distill primary credit risk issues from detailed analyses; propose appropriate loan structures and risk ratings.
• Knowledge of credit standards and underwriting practices covering a broad range of commercial credits including C&I, CRE, Municipal Lending, and Lending to Non-profit Organizations.