Equity Research Senior Associate, Fintech, Assistant Vice President

Citi is looking for an Equity Research Senior Associate to join its Fintech team, delivering high-quality, independent investment insights to equity investors on a global basis. In this role, you will play a central part in producing research publications, maintaining financial models, and engaging directly with clients and company management, influencing investment decisions and contributing meaningfully to the team's output.

Responsibilities

• Develop and maintain financial models for Fintech companies, including building new models and updating relative value frameworks to support equity research coverage.
• Contribute to the publication of earnings previews and recaps, initiation reports, deep-dive thematic notes, and other research products distributed to investors.
• Engage with institutional clients, both internal and external, to address research inquiries and deliver timely, well-informed responses.
• Coordinate investor events including company management meetings, field trips, and conference calls with industry consultants.
• Collaborate closely with senior research analysts to ensure consistent coverage quality and analytical depth across all published materials.
• Apply sound judgment when assessing business decisions, ensuring all activities align with regulatory requirements, firm policies, and ethical standards.
• Assume informal leadership within the team, providing guidance and mentoring to junior colleagues as the team grows.

Requirements

• 5 to 8 years of experience in equity research or a closely related investment analysis function, with a focus on the Fintech sector.
• Solid knowledge of accounting principles and financial modelling techniques applied to equity analysis.
• Demonstrated ability to produce clear, well-structured written research for an institutional investor audience.
• Active FINRA licenses: SIE, Series 63, Series 86, and Series 87, or the ability and commitment to obtain and maintain these licenses.
• Strong interpersonal and communication skills, with the ability to engage confidently with clients and senior stakeholders.
• High attention to detail with the ability to manage multiple deliverables simultaneously in a fast-paced environment.
• Bachelor's degree or equivalent experience in finance, economics, or a related field.

Qualifications

• MBA, graduate degree, or CFA designation, demonstrating a commitment to advanced investment analysis and professional development.
• Prior experience supporting senior equity research analysts within a sell-side or buy-side research environment.
• Familiarity with Fintech subsectors such as payments, digital lending, financial infrastructure, or embedded finance.

Benefits

• Medical, dental, and vision coverage.
• 401(k) plan.
• Life, accident, and disability insurance.
• Wellness programs.
• Paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays.
• Discretionary and formulaic incentive and retention awards for eligible employees.

Pay

$150,000.00 - $175,000.00 full-time salary range.

Schedule

Full time.

Primary location: New York, New York, United States.