Equipment Finance Documentation and Funding Spec

Job Summary

The Equipment Finance Documentation and Funding Specialist supports the Equipment Finance department by managing documentation practices, ensuring regulatory compliance, and facilitating customer service.

Key Responsibilities / Essential Functions

• Collects all required loan/lease documentation from vendors, customers, brokers, prospects, HomeTrust Bankers, and Equipment Finance personnel.
• Ensures accuracy and completeness of loan and lease information.
• Provides superior customer service to internal and external customers, working with vendors and brokers to increase contract volumes.
• Affirms adherence to regulatory and compliance procedures.
• Processes commercial loan and lease modifications and renewals, ensuring timeliness, accuracy, and appropriate follow-through.
• Completes Uniform Commercial Code (UCC) filings and monitors UCC continuations and cancellations.
• Maintains lien perfection on titled equipment, verifies and tracks insurance, calculates sales and property tax, and monitors lease transactions.
• Assists customers with questions related to loan or lease servicing.
• Supports all aspects of equipment finance documentation, funding, booking, invoicing, payment processing, ACH and wires, customer service, and other transactional processes from inception to conclusion.
• Maintains confidentiality and security of sensitive information.

Education Job Requirements

• High school diploma or equivalent required.
• Required 3+ years of equipment financing and leasing experience or similar experience in another industry.
• Demonstrated proficiency in basic computer applications, such as equipment finance systems and Microsoft Office products.
• Ability to understand and use bank policies and procedures to ensure operational efficiency, regulatory compliance, and manage exceptions.
• Familiarity with federal and state banking regulations pertaining to lending and consumer finance, including fair lending laws, the Bank Secrecy Act, and the US Patriot Act.
• Demonstrated problem-solving ability and effective time management skills.
• Above average communications skills with emphasis on listening and problem-solving skills.

Preferred Qualifications

• Bachelor’s degree in Finance, Business Administration, Operations Management, or equivalent working experience in a related industry.
• 1+ years of experience in a lending department of a bank.
• Experience in equipment financing products, pricing, and documentation.
• Experience in a customer service-oriented business environment.
• Previous experience with Commercial Finance Agreements (CFA), equipment loans, and all equipment lease documentation.

Work Environment, Physical Requirements

• Physical demands include reaching, sifting, lifting up to 25 lbs., finger dexterity, grasping, feeling, repetitive motions, talking, and hearing.
• The employee will frequently communicate and must be able to exchange accurate information with others.
• The employee may need to move around their office to attend meetings and access files, machinery, or other job-related tools.

Disclaimer

HomeTrust Bank is an equal opportunity employer committed to diversity and inclusion. We value and promote diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on individual ability and experience without discrimination based on race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.