Equipment Finance Asset Valuation Manager II

EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.

About the role

Proactively manage and establish equipment residual values, conduct in-depth collateral and market analysis of existing residual exposure, and thoroughly research collateral and markets to make accurate residual value recommendations across a broad spectrum of asset types and industries in a vendor equipment leasing environment. Work on large, complex transactions with unique asset types and collaborate closely with originations teams to structure transactions that mitigate residual risk and develop sound end-of-lease return provisions.

Responsibilities

• Perform in-depth collateral and market analysis of existing residual exposure and review/update residual values monthly.
• Review collateral evaluations and residual analyses supporting credit recommendations.
• Work within assigned credit authority, escalating as required within approval authorities and subject matter expertise.
• Forecast residual values based on historical, current, and anticipated valuation, and interpret trends that may impact future values.
• Coach and review the work of lower-level asset management professionals.
• Provide residual positions on special bids and exception transactions as needed within approval guidelines and authorities.
• Appraise collateral value in new markets and one-off transactions to project OLV/FLV curves.
• Participate in impairment testing following approved methodology.
• Assist with policy compliance initiatives and support projects as appropriate.
• Contribute to white paper analysis on collateral types and industry segments, supporting overall residual policy, including competitors, technology, methodology, and positions.

Requirements

• 5+ years of proven experience analyzing collateral, forecasting residual values, and managing asset risk in leasing or equipment finance environments.
• Strong financial and market analysis skills.
• Ability to conduct in-depth collateral analysis, evaluate OLV/FLV curves, and interpret market trends affecting asset values.
• Thorough understanding of Healthcare, Transportation, Industrial, Construction, and Information Technology equipment.

Qualifications

• University degree preferred.
• 7+ years of advanced experience in residual risk and asset management on Construction, Transportation, Material Handling, or Mining equipment types (preferred).
• Deep expertise in structuring complex leasing transactions and mitigating residual risk across diverse asset portfolios (preferred).
• Strong reporting, MS Office, and data analytics skills.
• Leadership and coaching experience.
• 5+ years of role-specific work experience required; 7+ years preferred.

Physical Requirements

Sedentary work.

Pay

$123,557 - $167,165

Benefits

• Medical, dental, vision, and HSA/FSA.
• 401(k) savings plan.
• Paid holidays and generous PTO.
• Additional wellness and voluntary benefits.
• Tuition reimbursement.
• Commuter benefits.
• Life and disability insurance.