Engagement Manager, Credit Risk and Pricing Strategy

About the role

You will play a pivotal role in analyzing and designing credit risk and pricing strategies for Fintech clients. This position requires extensive experience in the lending industry, along with a profound understanding of various business functions such as Credit Risk, Product, and Analytics. Experience working with third-party channels and devising credit and pricing policies for them is a significant plus. Your problem-solving skills, product sense, and ability to work effectively cross-functionally will be key to your success.

Responsibilities

• Serve as the primary day-to-day client contact and often interact with C-level executives.
• Analyze volume and funnel trends to optimize pricing and impact on RoEs.
• Analyze credit performance and develop recommendations to optimize credit policies.
• React to market dynamics on third-party channels and help senior management make informed decisions.
• Act as a channel manager for certain origination channels—managing credit policies, running tests, and optimizing pricing.
• Collaborate with and drive alignment among various stakeholders across the organization.
• Lead and coordinate (including project planning) with an offshore team for analytical support and seamless execution.

Qualifications

• 8+ years of experience in Credit Risk strategy, consulting, solution design, and client management.
• Proficiency in SQL and Python.
• Experience managing origination channels.
• Expertise in credit cards/lending (Acquisitions/Underwriting).
• Demonstrable leadership ability, superior problem-solving, and people management skills.
• Excellent communication, presentation, and story-building skills in a consulting setup.
• Master’s degree in Economics, Mathematics, Computer Science/Engineering, Operations Research, or related analytics fields; candidates with BA/BS degrees in the same fields from top-tier academic institutions are also welcome.
• 7+ years of relevant experience within the Banking or FinTech industry; preferred if experience in point-of-sale financing.