Employee Benefit Analyst III
USI Insurance Services · Bloomington, MN · 1 mo ago
HybridFull-time
We need to output HTML fragment with sections: h3 for headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title. No Job ID. Remove boilerplate. We need to extract substantive info.
Let's parse the posting:
- Opening: "Requirements Description and Requirements Join Our Growing Employee Benefits Team! USI is adding an Employee Benefits Analyst III. If you have employee benefits brokerage experience along with marketing employee benefit plans, including obtaining and evaluating carrier quotes, comparing plan options and supporting renewal strategy development, this is a great opportunity to join a highly collaborative team and an organization that offers career development and growth!"
- General Description: "Responsible for analyzing information and creating financial deliverables for clients with standard to complex benefit programs. Includes fully insured and self-funded clients."
- Responsibilities: list many bullet-like sentences.
- Knowledge, Skills And Abilities: list of requirements.
- Why USI?: description of company, benefits, programs, etc. This includes benefits info: competitive pay, incentives, benefits, Summit Awards, wellness program, college scholarships, financial help, community engagement, diversity inclusion, awards, etc. Also mention benefits: medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance, other programs, generous paid time off, paid family leave, paid holiday time.
- No explicit Pay or Schedule details. So we should not create Pay or Schedule sections because they are not stated.
- Benefits: we have details about benefits offered. So we can include a Benefits section.
- About the role: could be the General Description plus opening. Could be "About the role" heading.
- Responsibilities: we have list.
- Requirements: Knowledge, Skills And Abilities.
- Qualifications: maybe same as Requirements? Could combine. But we need separate sections only if content. Could have "Qualifications" for education/license etc. But we can also put all under Requirements. However guidelines: use headings for sections like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We can decide to include About the role, Responsibilities, Requirements (maybe includes Knowledge, Skills And Abilities), Benefits. Possibly also Skills separate? But we have skills listed in Knowledge, Skills And Abilities. Could split into Requirements (experience) and Skills (abilities). But we need to avoid thin sections. Better to have About the role, Responsibilities, Requirements (covering experience, education, license), Benefits.
We must not invent placeholders. Ensure we preserve all substantive info.
Let's extract content for each section.
About the role: combine opening and General Description.
Opening: "Join Our Growing Employee Benefits Team! USI is adding an Employee Benefits Analyst III. If you have employee benefits brokerage experience along with marketing employee benefit plans, including obtaining and evaluating carrier quotes, comparing plan options and supporting renewal strategy development, this is a great opportunity to join a highly collaborative team and an organization that offers career development and growth!"
General Description: "Responsible for analyzing information and creating financial deliverables for clients with standard to complex benefit programs. Includes fully insured and self-funded clients."
We can combine into a paragraph.
Responsibilities: list each duty as . Need to capture all bullet points.
Let's extract responsibilities list:
- Responsible for financial analytics for clients that are fully insured and self-funded. Typical client size is 100 to 1,000 lives.
- Prepare standard analyses with occasional customization. Analyses may include:
- Market review analysis
- Renewal rate and funding projections and modeling
- Analysis of claims utilization
- Rate and Contribution analysis
- Claims experience reports
- Benchmarking
- Financial funding analysis
- IBNR and lag analyses
- Develop alternative strategies, plan modeling, and cost reduction opportunities.
- Perform technical analysis of group insurance contracts and financial arrangements.
- Serve as primary contact with insurance carriers. Negotiate and market coverage for new business quotes and renewals. Includes requesting quotes, evaluating options, negotiating rates and benefit features, and preparing renewal/new plan options with executive summary.
- Develop and maintain excellent carrier relationships.
- Review and validate carrier renewal rating illustration.
- Analyze experience and claims utilization data for financial and plan usage conclusions. Includes identifying trends and relationship of experience to renewal rating. With guidance suggest action items.
- Write client facing Executive Summaries that provide observations, conclusions, recommendations, and next steps. With guidance articulate USI strategic objectives.
- Prepare carrier and client written correspondence. Includes carrier renewal confirmation letters and client renewal letters.
- Occasionally conduct analysis using USI internal and third-party external tools. Includes USI 3D, USI Clear Options Rx, and actuarial tools.
- Participate in peer review process as a participant and a reviewer.
- Occasionally participate in new Analyst onboarding training.
- Keep current on industry and new product information, legislation, technology, and trends.
We need to preserve all. We'll format as
- each item. For sub-items we could nest
- but not required; we can keep as part of same li text.
Requirements: Knowledge, Skills And Abilities list:
- 3+ years of employee benefits experience within an insurance brokerage or employee benefits consulting environment.
- High School Graduate. College degree preferred.
- Must hold or be willing to obtain a state Life & Disability insurance license.
- Ability to work in a fast-paced, team environment with minimal instruction.
- Ability to manage and negotiate multiple priorities and deadlines.
- Strong written, verbal, and interpersonal communication skills.
- Working knowledge of Microsoft Office products, including Excel and Word.
- Ability to become proficient in internal analytic systems and carrier online reporting tools.
- Strong problem solving and critical thinking skills.
- Ability to carry out complex tasks with many concrete and abstract variables.
We could split into Requirements (experience, education, license) and Skills (abilities). But we can just put all under Requirements.
Benefits: from Why USI? and later benefits description.
Extract benefits specifics:
- Competitive pay, incentives, and benefits (but we avoid Pay section; we can mention competitive pay as part of benefits? Might be okay but we shouldn't create Pay section. We can include "competitive pay, incentives, and benefits" in Benefits section description.
- Summit Awards program rewarding excellence.
- Employee programs that recognize outstanding achievement and help associates lead healthy, productive lives.
- Award-winning wellness program.
- College scholarships for associates' children.
- Financial help in times of need.
- Community engagement: sharing time, talent, resources to support local non-profits, animal shelters, environmental beautification/restoration projects; partnering with eco-conscious vendors; reducing environmental footprint.
- Diversity and inclusion: I’m With U program, education/training, employee support, community outreach.
- Nationally recognized awards: Insurance Business America’s Top Insurance Employers (2018-2025), Business Insurance’s Best Places to Work in Insurance (2020-2025), Fortune’s Best Workplaces in Financial Services & Insurance (2024-2025), Great Place To Work (2024-2025).
- Benefits suite: medical, wellness, dental and vision, 401(k), flexible spending and health savings accounts, short and long-term disability, life insurance, other unique employer-sponsored and voluntary programs.
- Generous paid time off policy, paid family leave benefit, paid holiday time.
We should include all that.
We must not include boilerplate like EEO, legal, etc. The posting didn't have explicit EEO but there is a diversity inclusion part which is substantive.
Now produce HTML fragment:
- ... ...
- ... ...
- ... ...
About the role
...
Responsibilities
Requirements
Benefits