E&S Underwriter

About the role

MGT is the first AI-driven, neo-insurer focused on evolving commercial P&C insurance for the brokers and small business owners. By combining the expertise of industry veterans with state-of-the-art technology, we are ushering in the next evolution of commercial insurance and working to move the industry forward through the use of modern technology, better processes, and a rock-star team. We seek visionary leaders who thrive in dynamic, entrepreneurial settings, and excel in autonomous roles.

Responsibilities

• Manage and grow an E&S book of business across small commercial lines, with a focus on underwriting quality and sustainable loss performance
• Assess, price, and structure risk across a broad appetite from BOP, GL, commercial property, and adjacent lines with judgment and speed
• Partner with our broker network to build relationships, communicate appetite clearly, and respond to submissions with the urgency that wins business
• Collaborate with the product and technology teams to encode underwriting logic into MGT's AI agent(s) and translating your judgment into scalable rules and decision frameworks
• Identify portfolio trends, flag adverse selection, and contribute to appetite refinement and guideline development
• Serve as a resource for escalated or complex risks, providing coverage guidance and underwriting rationale

Requirements

• Minimum 5 years underwriting E&S commercial insurance, ideally 7+
• Candidates with 5+ years brokering E&S commercial lines will be considered where technical risk analysis skills are strong and the candidate has operated in a binding authority capacity
• Demonstrated ability to work with AI tools, modern underwriting platforms, and tech-forward systems. Early adopter mentality is a must — this role expects active engagement with new technology, not tolerance of it
• Proven ability to collaborate across functions — including product and technology — with the credibility to influence without authority
• Builder's mentality: Strong bias for action, comfort with ambiguity, and genuine excitement about building something new. No two days look the same at an AI-native insurer, and the right candidate finds that energizing, not exhausting

Qualifications

• Nice to Have: Experience at an early-stage insurtech, MGA, or program carrier
• Background in E&S wholesale distribution or binding authority operations
• Prior entrepreneurial experience, insurance-related or otherwise

Skills

• Experience with AI tools
• Ability to work with modern underwriting platforms
• Strong collaboration skills across functions
• Builder's mentality

Benefits

• Comprehensive health, dental, and vision
• 401(k)
• Flexible PTO

Pay

Base Salary: $130,000 – $170,000, commensurate with experience and location

Schedule

Full-time