Due Diligence Quality Control Underwriter

About Our Client:The organization operates at the intersection of real estate, technology, business services, and consumer markets. It addresses the challenges of scaling mortgage loan operations with a focus on accuracy, compliance, and integrity across a variety of loan types including Non-QM, Conventional, Jumbo, Government, Correspondent, and business purpose loans. This team is positioned for significant growth and innovation within the mortgage lending sector. About the Opportunity:The DUE DILIGENCE QUALITY CONTROL UNDERWRITER plays a critical role in ensuring the quality and compliance of mortgage loan files. This position is responsible for reviewing loan documentation, identifying inconsistencies, and mitigating risks to protect the organization and its investors. The role supports high-volume loan processing while maintaining rigorous standards, directly influencing the integrity of the loan portfolio and the company’s operational success. Responsibilities:Review mortgage loan files for accuracy and completeness.Perform due diligence on residential mortgage loan applications and documentation.Analyze borrower credit profiles, collateral, and repayment capacity, including income calculations.Calculate loan-to-value ratios and assess debt obligations.Review purchase contracts, title commitments, and related loan documents.Enter review findings into proprietary software.Conduct risk analysis, identify deficiencies, and recommend resolutions.Stay updated on agency, state, and investor guidelines.Manage workload to meet production goals and audit standards.Uphold core values and perform additional duties as assigned. Requirements:Minimum 5 years of due diligence quality control and underwriting experience.At least 3 years reviewing Non-QM loans.Proficiency with diverse investor guidelines and overlays.Strong skills in income calculation across all borrower types.Experience with appraisal review and knowledge of DSCR and business purpose loans.Familiarity with Fannie Mae, Freddie Mac guidelines, QM/ATR, and post-close quality control.Ability to work independently and manage a high-volume pipeline.Experience at a due diligence firm and with Laura Mac software is a plus. Pay Range and Compensation Package:Salary range $70,000 to $90,000 per year, depending on experience. Benefits & Perks:Comprehensive insurance coverage.Paid time off as needed.401(k) match.Stock option grants and stock purchase plan.Flexible work arrangements allowing remote, office, or mobile work. Equal Opportunity Statement: Our client is an equal opportunity employer. They celebrate diversity and are committed to creating an inclusive environment for all employees. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin. Note:RemoteHunter is a recruitment partner of this role. Please note that all employment decisions, including candidate assessment, interviews, hiring, compensation, and employment terms, are made exclusively by the hiring employer.