Director, Portfolio – Alternative Energy (Structured Finance)
Pathward · United States · Yesterday
RemoteRemoteFinance$125k–$208k/yrFull-time
About the role
We work cross-functionally to develop and implement credit metrics using both internal and external data, policies, and procedures consistent with industry regulations and best practices as outlined in the Program Standards. We manage a team of credit and portfolio analysts for transaction origination, monitoring existing customers and associated risk rating, develop and report on portfolio exposure and performance, and participate in developing and implementing workout strategies as necessary.
Responsibilities
- Manage the day-to-day activity of the Alternative Energy Portfolio teams including Credit Analysts, Account Executives and Portfolio Analysts.
- Perform all managerial duties related to team personnel, including hiring, performance reviews, discipline, coaching, and development.
- Responsibility of managing credit monitoring scorecard and approval authorization levels.
- Develop and document department policies and procedures. Ensure that periodic reviews are performed within established guidelines.
- Ensure risk ratings are applied according to guidelines and updated in the leasing system.
- Work with Collections, Asset Management Group, and Legal to develop and implement strategy for troubled and/or severely past due accounts to resolve delinquency, forbearance agreements, and payoffs.
- Complete Adverse Assets Reports as required.
- Utilize portfolio and industry data to manage and update metrics used within credit evaluation.
- Review and understand customer documentation and reporting requirements.
- Cook up responses to internal and external auditor requests for the department.
- Other duties as assigned.
Qualifications
- Bachelor's degree or equivalent education and work experience.
- Alternative Energy Portfolio, Underwriting, or Asset Management Experience, including Tax Equity, Sale Lease Back, Syndication, and Participation.
- 8+ years banking/finance experience.
- Collection or workout experience required.
- Financial statement analysis experience required.
- Familiarity with banking regulations and compliance.
- Prior supervisory or management experience preferred.
- The ability to manage multiple competing priorities.
- Excellent communication skills including verbal, written, and presentation.
- The ability to partner and influence at various levels, both internally and externally.
Benefits
We offer a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.