Director of Corporate Credit & Finance

The Opportunity (Job Purpose)

As our next Director of Corporate Credit & Finance, you will play a crucial role in leading our local team.

Day-to-Day (Essential Duties & Responsibilities)

• Develop and implement comprehensive credit risk management policies and procedures.
• Evaluate and approve credit proposals, ensuring that they meet the company’s risk appetite and regulatory standards.
• Monitor the credit quality of the corporate loan portfolio, identifying potential risks and recommending mitigation strategies.
• Conduct regular reviews of credit policies and adjust them as necessary to reflect changes in market conditions and regulatory requirements.
• Promote a culture of accountability, continuous improvement, and ethical behavior within the credit team by leading, mentoring, and developing a team of credit analysts and managers, providing guidance and ensuring a high level of competence and performance.
• Make credit decisions and recommendations based on thorough analysis and understanding of the client’s financial condition, industry trends, and economic outlook.
• Ensure that credit facilities are appropriately structured and documented.
• Monitor and manage the overall quality of the corporate credit portfolio, including tracking key credit metrics and trends.
• Proactively identify potential problem loans and work with relationship managers to develop action plans for resolution.
• Work closely with bank funding sources and maintain solid relationships to ensure there is always adequate funding lines to support the financial needs of the organization.
• Collaborate with legal, compliance, and audit departments to ensure adherence to regulatory requirements and internal policies.
• Engage with external auditors and regulatory bodies as required.
• Collaborate closely with team members and leadership to continuously cultivate positive experiences for our customers.
• Perform other dynamic duties and responsibilities as assigned to support business.

The Perks & Benefits

• We believe in taking care of our people. JX Enterprises offers a highly competitive compensation package designed to support your health, financial future, and overall well-being.