Director, Compliance Risk

About the role

EnFin is a financial services company that provides financing for residential solar PV and energy efficiency upgrades, backed by Qcells. We are seeking a strategic, execution-oriented Director, Compliance Risk to lead and enhance our enterprise compliance risk management framework across a rapidly scaling fintech platform. This Director is responsible for owning key components of the compliance management system (CMS), providing thought leadership, and partnering cross-functionally across Legal, Risk, Product, Capital Markets, Servicing, and Technology. The role requires deep expertise in consumer lending regulations within a bank partnership (B2B2C) fintech model, along with the ability to translate regulatory requirements into scalable, technology-enabled controls. The Director will lead a team and serve as a trusted advisor to senior leadership, ensuring that compliance risk is proactively identified, measured, monitored, and controlled in alignment with regulatory expectations and business strategy. This position will be based out of one of our offices in Irvine, CA; San Francisco, CA; Santa Clara, CA or Teaneck, NJ. Remote work may be considered for exceptional cases.

Hanwha Q CELLS America Inc. (“HQCA”) is a Qcells company, one of the world’s largest manufacturers and providers of solar photovoltaic (PV) products and solutions. Headquartered in Irvine, California, HQCA has been rapidly expanding its business in North America through the expansion of products and solutions, including distributed energy solutions, direct-to-homeowner solar sales and financing, and EPC services. We provide an opportunity to be part of an exciting and growing world-class global business in an interesting and expanding industry of the future.

Responsibilities

• Compliance Program Leadership Lead the design, enhancement, and ongoing execution of EnFin’s Compliance Management System (CMS), ensuring alignment with regulatory expectations (e.g., CFPB, state regulators, bank partners). Establish and maintain a risk-based compliance framework, including policies, standards, and procedures across all applicable jurisdictions. Serve as a senior escalation point for complex compliance issues, providing clear, actionable guidance to business stakeholders.
• Regulatory Risk Management Oversee enterprise-wide regulatory risk assessments, including inherent risk identification, control evaluation, and residual risk determination. Ensure risks are appropriately documented, tracked, and remediated through a centralized issues management framework. Partner with Legal and Regulatory Affairs to interpret new and emerging regulations and assess business impact.
• Issues Management & Remediation Own the governance and execution of the compliance issues management lifecycle, including identification, root cause analysis, remediation planning, validation, and closure. Provide credible challenge and oversight of corrective action plans to ensure timely and sustainable resolution. Deliver transparent reporting to executive leadership on issue status, trends, and emerging risks.
• Monitoring