Jobs · Finance · Florida

Director, Commercial Banking-Dealer Finance

BMO U.S. · Miami, FL · 1 mo ago
Finance$164k–$286k/yrFull-time

About the role

This role will call on franchised auto dealers across the state of Florida. BMO Dealer Finance has a full range of products and services to provide for a dealership’s financial needs, including floorplan, mortgage, acquisition, lease/rental lines and equipment loans along with a full suite of cash management services.

Responsibilities

  • Facilitates growth for the Bank through business development and management of key client auto dealership relationships.
  • Maintains an outstanding and continuous record of significant revenue generation from sales and syndications.
  • Acts as an escalation point for complex client issues, using strategic problem-solving to resolve conflicts and maintaining strong client relationships.
  • Led the structuring of high-value, complex deals, and credit approvals, ensuring alignment with client needs.
  • Manages high-value client portfolios, driving cross-selling, retention, and profitability.
  • Drives efforts to identify new business opportunities, acquire clients, penetrate markets, and expand the client base by leveraging market insights, competitor analysis, and cross-selling initiatives.
  • Represents bank at industry forums and conferences, leveraging insights on trends, competition, and emerging products to drive strategic decision-making.
  • Advises in various committees and task forces, providing strategic insights and guidance to drive key initiatives.
  • Streamlines operational processes, identifying areas for improvement and implementing best practices.
  • Develops communication strategies to influence stakeholders and support organizational change.
  • Structures deals, secures credit approvals, negotiates high-value transactions, and identifies opportunities for cross-selling.
  • PARTNERS effectively with Treasury Management Services, BMO Private Bank, Capital Markets, Merchant Services, and Card Services to grow share of wallet.
  • Ensures adherence to regulatory requirements, internal controls, and compliance policies in all aspects of relationship management, mitigating risk and maintaining service standards.
  • OPERATES at a group/enterprise-wide level and serves as a senior specialist resource across BMO. INFLUENCES how teams/groups work together.

Qualifications

  • 10+ years of relevant experience in Commercial Auto Dealer Relationship Management, Account Management or Portfolio Management in a corporate or similar segmented banking environment with sales metrics is preferred.
  • Bachelor’s degree or equivalent combination of education and experience preferred.
  • Possesses a strong auto dealer industry related referral network capable of driving near-term new business opportunities.
  • Deep commercial auto dealer finance industry experience.
  • Excellent communication skills, both written & verbal.
  • Problem solver with excellent critical thinking skills.
  • Professional mindset exhibiting reliability, accountability and adaptability.

Benefits

At BMO, we offer a comprehensive benefits package that includes:

  • Health insurance
  • Tuition reimbursement
  • Accident and life insurance
  • Retirement savings plans

To learn more about BMO's commitment to diversity, inclusion, and equal opportunity, please visit: https://jobs.bmo.com/global/en/Total-Rewards

Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

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