Direct Loan Originator

Essential Functions

• Consult and sell Triad approved applications to borrowers and retailers
• Develop relationships with approved Triad borrowers and retailers during the home buying process
• Main point of contact: advising borrowers and sellers of the used home buying process, determining solutions, ordering appraisals and gathering/clearing conditions
• Pipeline Management - will facilitate movement of active loan files to closing in a timely manner
• Understand Triad’s loan products, rates, guidelines, and loan process
• Stay up-to-date on changes in market conditions that affect the company’s many loan products
• Cookordination with other departments to optimize the sales effort
• Meet or exceed Triad "pull-through" goals (percentage of contracts ordered (COF’s) to loans approved)
• Perform related duties as assigned by supervisor

Minimum Qualifications

• One to three years of retail mortgage loan knowledge/experience required
• Excellent problem-solving skills are essential
• Ability to work well within a team atmosphere
• Strong attention to detail
• Strong customer service skills
• Excellent verbal and written communication skills, including the ability to effectively interact with all retailers, borrowers and internal departments
• Proficiency in Microsoft Office suite of products and ability to quickly gain proficiency in the company’s proprietary mortgage software products
• Ability to multitask in a fast-paced environment
• Ability to set goals and divide processes into timelines
• Applying investor guidelines to specific sales situations and using discretion and judgment to recommend the most appropriate products to customers based on qualifications and needs identified by customer analysis

20-hour Safe Act course*

Individual state loan originator license(s) required for specific states in which employee engages in any mortgage loan originator activities*

Completing and passing all Continuing Education requirement (annually)*

Credit check required-credit must meet State licensing guidelines and eligibility*

Late shift required**