Deputy General Counsel

Responsibilities

• Provide legal advice on Enact’s U.S. insurance regulatory matters affecting Enact’s domestic operations, primarily mortgage insurance and reinsurance.
• Interact directly with insurance regulators on a wide range of matters, including licensing, examinations, approvals, filings, and ongoing regulatory oversight.
• Draft, review, and negotiate reinsurance agreements and related risk-transfer arrangements, including insurance-linked notes.
• Negotiate and advise on master service agreements with lender partners and other commercial arrangements.
• Partner with internal business teams to develop creative, compliant solutions that advance strategic and commercial objectives.
• Manage and coordinate outside counsel as needed.
• Monitor regulatory and legislative developments and advise the business on emerging legal and regulatory risks.
• Take a leadership role in the U.S. Mortgage Insurers House Counsel Committee.

Qualifications

• Juris Doctor (J.D.) from an accredited law school.
• Active license to practice law in at least one U.S. jurisdiction.
• Minimum of 10 years of U.S. insurance regulatory and transactional experience.
• Significant experience with complex insurance and reinsurance structures and transactions.
• Significant experience drafting, evaluating, and negotiating insurance and reinsurance agreements.
• Significant experience with intercompany agreements, dividend and distribution requests, and investments in subsidiaries and affiliates.
• Experience developing and advising on the filing of insurance policies and rates.
• Significant experience interacting directly with insurance regulators on a wide variety of matters, including licensing, regulatory filings and examinations.
• Broad experience related to insurance laws, regulations and licensing requirements.
• Familiarity with insurance holding company acts and related filings, such as holding company transactions, Form A/D filings, dividend requests, and reinsurance regulatory approvals.
• Working knowledge of statutory insurance accounting principles (SAP).
• Strong collaboration and communication skills; ability to work effectively across multiple business units.
• Client focused mindset with the ability to deliver practical, compliant solutions.

Preferred Qualifications

• Experience with state departments of insurance, ideally the North Carolina Department of Insurance.
• Financial or accounting expertise, or experience working closely with finance teams.
• Familiarity with the U.S. housing finance system.
• Familiarity with RESPA and related state laws.