Deputy Chief Credit Officer

About the Role

Safeguards portfolio quality across the organization. Leads Credit Analysts and Commercial Banking Associates in underwriting quality and workflow execution.

Responsibilities

• Lead Credit Analysts and Commercial Banking Associates in underwriting quality and workflow execution
• Review complex credit memos, loan write-ups, renewals, and relationship exposures
• Provide elevated credit approval authority within assigned lending limits
• Support lenders with loan structure, covenant strategy, and borrower risk assessment
• Monitor portfolio quality trends, criticized assets, and past due relationships
• Partner with the Chief Credit Officer on policy interpretation, exceptions, and risk trends
• Participate in customer calls with Loan Officers on larger or more complex relationships
• Coach and mentor emerging credit talent and strengthen succession within Credit Administration

Requirements

• Bachelor’s degree in business administration, finance, accounting, or management
• CPA, MBA, or advanced banking school completion preferred
• 7+ years of commercial credit, underwriting, or credit administration experience
• 5+ years of progressive leadership experience preferred
• Strong knowledge of lending regulations, policy governance, and loan review standards
• Advanced ability to analyze and interpret financial statements and borrower trends
• Proficiency with Microsoft Word, Excel, and credit administration software

Qualifications

• Strong knowledge of lending regulations, policy governance, and loan review standards
• Advanced ability to analyze and interpret financial statements and borrower trends
• Proficiency with Microsoft Word, Excel, and credit administration software

Skills

• Sound credit discipline
• Support for responsible portfolio growth
• Identify emerging risks early and escalate appropriately
• Create consistency in underwriting standards and memo quality
• Build bench strength through coaching and development of analysts

Benefits

Healthy culture Leadership growth opportunities Community-focused

Pay

TBD

Schedule

Office-based role in a professional, collaborative setting

Typically performed in a seated position

Accommodations available to support individual needs

Why We Think You’ll Like It Here

Nationally recognized for customer service and financial performance, with a focus on supporting local communities

About City City National Bank is an Equal Opportunity Employer.