Deputy BSA/AML Officer Lead

Your Mission

• Supervision of appropriate measures to ensure Financial crime risks are taken into account in day-to-day operations.
• Provide advice and guidance to other teams and key stakeholders on BSA, AML/CTF and OFAC sanctions regulations as well as related Wise policies and procedures.
• Support in the development and maintenance of the compliance FinCrime oversight framework and North America AML and Sanctions policies.
• Prepare quarterly compliance reports to the leadership team of the Wise National Trust.
• Challenge first line teams on the development of controls and provide approvals on any control changes, new products or features.
• Represent fincrime compliance oversight both internally and externally to regulators, auditors and partners as required, showcasing Wise’s strong oversight compliance framework.
• Deputise for the BSA/AML Officer as required, ensuring strong oversight of all compliance operations including AML, Fraud, Sanctions, KYC/CDD and EDD.
• Serve as a member of the US SAR committee, providing feedback to our FinCEN Reporting Team.
• Contribute to the company’s Financial Crime Risk Assessment.
• Horizon scan for new FinCrime regulatory developments and maintain oversight of their implementation impacting business activities.
• Proactively identify key areas of risk and work with first line teams to develop mitigation plans.

A Bit About You

• 10+ years in financial crime compliance.
• Direct experience with federal regulators.
• Theory: Expertise in US financial crime regulations including the Bank Secrecy Act, OFAC, and experience in a fast-paced environment either in-house or as a consultant.
• Practice: Demonstrable experience designing and challenging processes, ideally across multiple products, with a deep understanding of Wise’s mission and its intersection with compliance.
• Passion: Solution-oriented, enjoys improving practices and processes, and applies different compliance strategies to develop compliance frameworks.
• Communication: Comfortable and effective communicator, skilled in conveying complex ideas to both internal and external audiences.
• Get the job done: Sense of urgency, works well under pressure, prioritizes tasks, handles multiple projects simultaneously, and has meticulous attention to detail.
• Team player: Great people skills, collaborates effectively with colleagues across the business and globally.
• Travel: Willingness to travel to other offices as required.
• Legal authorization: Already legally authorized to work in the US, this is not a remote position.

Nice to Haves

• J.D.
• Certification as a Global Sanctions Specialist (CGSS), Certified Anti-Money Laundering Specialist (CAMS) or similar.
• Experience with conducting risk assessments.
• Experience conducting QA/QC on SARs.
• Experience filing SARs or OFAC reports electronically.
• Experience with training/mentoring junior team members.
• Prior experience at a fintech.