Data Scientist, Financial Services Consulting

At TransUnion, we strive to build an environment where our associates are in the driver’s seat of their professional development, while having access to help along the way. We encourage everyone to pursue passions and take ownership of their careers. With the support of colleagues and mentors, our associates are given the tools needed to get where they want to go.

About the role

The Financial Services Consulting team at TransUnion is an industry recognized, client-facing department that rewards an entrepreneurial spirit. We have deep technical expertise and an established reputation as an analytic solutions provider in the Financial Services industry. We have a wealth of data and industry experience within our large group of highly-trained analysts, statisticians, engineers, and economists. We also have a modern computing environment based on best-in-class “big data” technologies and the freedom to explore new data sources and statistical and machine learning methodologies.

This position is responsible for developing credit risk management and business intelligence analytic solutions through consulting engagements and research serving TransUnion’s clients. This position requires an understanding of US consumer lending and credit risk management practices. You will partner with internal and external cross-functional teams to drive new business initiatives and deliver long-term value-added product propositions for customers in the US financial services segment at TransUnion.

Responsibilities

• Develop predictive risk management and business intelligence solutions for Fintechs, credit card issuers, collections agencies, and retail banks.
• Lead analytic client engagements involving descriptive, predictive, and prescriptive analysis through the consumer lending portfolio lifecycle, leveraging techniques such as segmentation, logistic regression, gradient boosted trees, survival analysis, principal component analysis, scenario and sensitivity analysis.
• Design and write programs for data extraction, segmentation, and statistical analysis on large population datasets using languages such as R, Python, and SQL.
• Deliver analytic insights and recommendations in succinct and compelling presentations for internal and external customers and an executive audience.
• Develop project proposals, sales presentations, and promotional collateral to enable the adoption of integrated customer solutions supported by TransUnion.
• Identify strategies and opportunities for customers to test and adopt TransUnion’s analytic products and services.
• Provide mentorship and training to junior colleagues and maintain progress on all initiatives under limited direct supervision.
• Foster a high performance culture and cultivate an environment that promotes excellence and reflects the TransUnion brand.
• Travel 10-20% of the time.

Requirements

• Master’s or PhD degree in statistics, applied mathematics, financial mathematics, engineering, operations research, or another highly quantitative field with a track record of academic excellence.
• 2+ years of experience performing analytic work in Financial Services or related industries.
• Strong analytical, critical thinking, and creative problem-solving skills.
• Advanced programming skills; mastery of a statistical language such as R or Python; experience using other programming and data manipulation languages (SQL, Hive, C/C++, Java); proficiency with Microsoft Office tools.
• Versatile interpersonal and communication style with the ability to effectively communicate at multiple levels within and outside the organization; ability to work in a collaborative, fast-paced environment.
• Strong project management skills with the ability to manage multiple assignments effectively.
• Understanding of current industry challenges and trends to proactively identify customers’ analytical needs and related business opportunities.

Benefits

• Flexible time off for exempt associates, paid time off for non-exempt associates, up to 12 paid holidays per year.
• Health benefits including medical, dental, and vision plan options and health spending accounts.
• Mental health support.
• Disability benefits.
• Up to 12 weeks of paid parental leave.
• Adoption assistance and fertility planning coverage.
• Legal benefits.
• Long-term care insurance.
• Commuter benefits.
• Tuition reimbursement.
• Charity gift matching.
• Employee stock purchase plan.
• 401(k) retirement savings with employer match.
• Access to TransUnion’s Employee Resource Groups.

Spousal, domestic partner, and other eligible dependent coverage is available on select health and welfare plans.

Pay

The U.S. base salary range for this position is $67,500.00 - $112,500 annually. Actual compensation is based on careful consideration of additional factors such as education, training, work experience, job-related skill set, location, and industry knowledge, as well as the scope and responsibilities of the position and market considerations. Regular, full-time non-sales positions may be eligible to participate in TransUnion’s annual bonus plan. Certain positions may be also eligible for long-term incentives and other payments based on applicable company guidance and plan documents.

Schedule

This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TransUnion office location for a minimum of two days a week.