Data Scientist

About the role

The Data Science role at Bread Financial delivers best-in-class actionable business insights through cutting-edge predictive models and data science techniques. The Data Scientist is pivotal in generating data-driven insights using advanced analytics and machine learning techniques to support enterprise data science needs.

Responsibilities

• Establishing and executing the framework for engaging enterprise partners to plan new AI solutions.
• Design, build, deploy, and periodic maintenance of AI solutions.
• Assisting with documentation, compliance, model governance, and maintenance of AI solutions.
• Research advanced modeling and AI techniques to improve predictive modeling and maintain business acumen in relevant industries.
• Building strong relationships with internal business partners to drive the delivery of enterprise solutions.

Requirements

• Bachelor’s Degree in Statistics, Mathematics, Engineering, Data Science, Computer Science, or Economics.
• 2+ years experience in building sophisticated models using machine learning, segmentation, time series, and other advanced analytics methodologies.

Preferred Qualifications

• Master’s Degree or PhD in relevant fields.
• 3+ years professional experience in model building and analytics.
• Experience in Marketing, Bank card business, Credit card business, Consulting, Retail, or Financial Services is advantageous.

Skills

• Data Manipulation
• Machine Learning
• Python (Programming Language)
• R
• Statistics
• Statistical Analysis
• Time Series Analysis
• Cloud Environment
• Reports

Benefits

Salary Range (unless Otherwise Noted Below): $87,900.00 - $159,200.00
Full Salary Range For Position: California: $101,000.00 - $198,900.00
Colorado: $87,900.00 - $167,100.00
New York: $96,600.00 - $198,900.00
Washington: $92,200.00 - $183,000.00
Maryland: $92,200.00 - $175,100.00
Washington DC: $101,000.00 - $183,000.00
Illinois: $87,900.00 - $175,100.00
New Jersey: $101,000.00 - $183,000.00
Vermont: $87,900.00 - $159,200.00
Ohio: $87,900.00 - $159,200.00
Maine: $87,900.00 - $159,200.00
Connecticut: $96,600.00 - $175,100.00
Virginia: $87,900.00 - $159,200.00

Pay

$87,900.00 - $159,200.00

Schedule

Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Physical And Mental Requirements

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Focus and complete tasks in situations that have a speed or productivity metric
• Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers. Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through our co-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers. Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life. Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

Job Family

Data and Analytics

Job Type

Regular