Data Science Intern - Summer 2027
for section headings like About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. We must only include sections when posting has real specific content. We need to preserve all substantive info, no boilerplate.
We need to parse the posting.
Content:
- Intro: "Department Analytics Job Description At The Mutual Group, we’re building a modern analytics organization that plays a critical role in shaping business strategy and driving profitable underwriting growth. As a Data Science Intern, you’ll gain hands-on experience applying analytics to real property & casualty insurance business problems. Working alongside our actuarial and data teams, the intern will support model monitoring, exploratory analysis, and documentation while building a foundation in predictive modeling, insurance fundamentals, and modern analytics workflows. This is an applied, mentorship-driven experience designed to develop both technical and professional skills, as well as introduce students to data science career paths in insurance."
That's about the role. Could be "About the role".
- Work Arrangement: "Employees who live within 30 miles of the TMG home office are expected to follow a hybrid or in-office schedule. The initial training period may require additional in‑office days." That's schedule info. So we can have a Schedule section.
- Accountabilities: includes Core Analytics & Data Science Work (list of duties) and Business & Insurance Learning (list). So responsibilities.
- Qualifications: list of qualifications.
- Why Join The Mutual Group: bullet points (benefits? Actually it's reasons to join). Could be "Benefits"? But there is also a "Perks Of Working At The Mutual Group" and "Benefits" sections later. We need to separate.
- Perks Of Working At The Mutual Group: list includes Competitive Pay, Mentorship Programs, Networking Events, Volunteer Opportunities, Real projects, Free Lunch, Balanced Schedule.
- Benefits: list of benefits for full-time regular employees (not interns). Might be less relevant but still substantive. Should we include? It says "Benefits We are proud to offer our full-time regular employees a robust benefits suite that includes: ..." This is about benefits for full-time employees, not interns. The instruction: include a section ONLY when posting has real, specific content for it. It does have content about benefits (though for full-time). Should we include? Probably yes, as it's substantive. But we need to avoid filler like "competitive base salary plus incentive plans". That's specific. So include Benefits section.
- Bot-Filtering Mechanism, Equal Opportunity Employer, etc are boilerplate to remove.
- Also there is "Competitive Pay: Interns earn hourly wages while gaining hands-on experience. The hourly pay range for this internship is $23-$25, commensurate with experience." That's pay info. We need Pay section only if posting actually states them. It does state pay range $23-$25, though says commensurate with experience (which is filler). But we still have specific range. Should we include Pay section? The instruction: never emit a heading followed by filler/placeholder text (e.g. "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. It does state them, albeit with filler. We can include Pay section with the range. Might be okay.
- Schedule: we have schedule info from Work Arrangement and also Balanced Schedule in perks. So we can include Schedule section.
- Benefits: we have both perks and benefits. Might combine? But we need to follow headings list: Benefits, Pay, Schedule. Could also have Perks as part of Benefits? But we have separate "Perks Of Working At The Mutual Group". Could treat as Benefits section (including perks and benefits). However we also have a separate Benefits section for full-time employees. Might be redundant. Perhaps we create a Benefits section that includes both perks and benefits (since they are both benefits). But we must not invent headings not in list. The allowed headings are About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. So we can use Benefits to cover both perks and benefits. Pay separate. Schedule separate.
We also need Requirements and Skills sections if content exists. The posting has Qualifications (list). Could map to Requirements or Qualifications? The headings list includes Qualifications. So we use Qualifications for that. Requirements maybe not present; we could omit. Skills maybe not explicitly separate; but qualifications include skills. Could we create Skills section? Might be thin. Better to omit Skills if no explicit separate list.
About the role: we have intro paragraph.
Responsibilities: we have Accountabilities (Core Analytics & Data Science Work, Business & Insurance Learning). So we can put those under Responsibilities.
Qualifications: we have Qualifications list.
Pay: we have Competitive Pay info.
Schedule: we have Work Arrangement and Balanced Schedule.
Benefits: we have Perks and Benefits (full-time). We'll combine.
We must not repeat job title as heading. Not include Job ID etc.
We must output only HTML fragment, no /. Use for headings, - for lists,
for prose.
We need to preserve all substantive information; do not invent or summarize away detail.
Let's extract details precisely.
About the role prose: combine the introductory paragraphs into a paragraph.
"At The Mutual Group, we’re building a modern analytics organization that plays a critical role in shaping business strategy and driving profitable underwriting growth. As a Data Science Intern, you’ll gain hands-on experience applying analytics to real property & casualty insurance business problems. Working alongside our actuarial and data teams, the intern will support model monitoring, exploratory analysis, and documentation while building a foundation in predictive modeling, insurance fundamentals, and modern analytics workflows. This is an applied, mentorship-driven experience designed to develop both technical and professional skills, as well as introduce students to data science career paths in insurance."
That's one paragraph.
Responsibilities: we have two sub-sections: Core Analytics & Data Science Work and Business & Insurance Learning. We'll create a
with items; each item can be a sentence or bullet.
List items from Core Analytics & Data Science Work:
- Support exploratory data analysis for pricing, underwriting, claims, or operational analytics use cases.
- Build or enhance repeatable reporting outputs such as model monitoring summaries, rating variable distributions, actual-versus-expected analysis, or lift-chart support.
- Help document modeling datasets, feature logic, assumptions, limitations, and data lineage.
- Contribute to code cleanup, reusable functions, testing scripts, and version-controlled project organization.
Business & Insurance Learning:
- Learn foundational insurance concepts including exposure, premium, claims frequency, claims severity, loss ratio, rate adequacy, and underwriting risk selection.
- Translate analytical findings into business-friendly summaries for actuarial, underwriting, claims, or leadership audiences.
- Shadow team members to understand how model outputs are consumed in pricing, profitability analysis, underwriting workflows, and management reporting.
- Prepare a capstone presentation connecting technical work to business value – such as improved pricing insight, greater efficiency, better monitoring, or clearer documentation.
We'll put all as - under a single
under Responsibilities.
Qualifications list:
- Currently pursuing an undergraduate (junior/senior) or graduate degree in data science, statistics, mathematics, actuarial science, analytics, economics, or a related field.
- Comfort with at least one programming language, preferably Python or R.
- Basic SQL skills, or the ability and willingness to learn SQL quickly.
- Coursework or project experience involving statistics, regression, machine learning, data visualization, or applied analytics.
- Strong written and verbal communication skills and an interest in applying analytics to real business problems.
- Interest in insurance, financial services, risk analytics, or business decision support.
- Strong analytical thinking and quantitative skills.
- Exposure to version control (e.g., Git), data visualization tools (e.g., Tableau), or model monitoring concepts.
- Curiosity, reliability, and a collaborative, feedback-oriented mindset.
We'll put as .
Pay: "Competitive Pay: Interns earn hourly wages while gaining hands-on experience. The hourly pay range for this internship is $23-$25, commensurate with experience."
We need to preserve all substantive info; we can include both sentences. Might be considered filler "commensurate with experience" but we keep as it's part of the statement. The instruction says never emit a heading followed by filler/placeholder text (e.g., "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. It does state them, but includes filler. We could perhaps rephrase to avoid filler? But we must not invent or summarize away detail. We could keep the sentence as is; the heading is Pay, and the content includes the filler phrase. The instruction says never emit a heading followed by filler/placeholder text. That seems to refer to the content under the heading being just filler like "commensurate with experience". But we have actual range plus filler. Might be okay. We'll include.
Schedule: we have:
- Work Arrangement: Employees who live within 30 miles of the TMG home office are expected to follow a hybrid or in-office schedule. The initial training period may require additional in‑office days.
- Balanced Schedule: A 39-hour work week designed to support productivity and well-being.
We'll combine into a or maybe
. Since it's prose, we can put as .
Benefits: we have Perks Of Working At The Mutual Group list and Benefits list for full-time regular employees.
We need to preserve all substantive info. We'll combine into a
with items:
- Competitive Pay: Interns earn hourly wages while gaining hands-on experience. The hourly pay range for this internship is $23-$25, commensurate with experience. (But we already have Pay section; maybe avoid duplication. Better to not duplicate Pay in Benefits. So we should not repeat Pay info under Benefits. The Perks list includes Competitive Pay as a bullet; but we already have Pay section. To avoid duplication, we could either omit the Competitive Pay bullet from Benefits or keep it but it's duplicate. The instruction: preserve ALL substantive information; do NOT invent or summarize away detail. If we omit the Competitive Pay bullet, we are losing that detail (though it's covered in Pay section). But the detail is still present elsewhere; we are not losing info because it's in Pay section. However the Perks list also includes other items: Mentorship Programs, Networking Events, Volunteer Opportunities, Real projects, Free Lunch, Balanced Schedule. Balanced Schedule duplicates Schedule info. We already have Schedule section. So we could omit those duplicates to avoid redundancy. But we must preserve all substantive information; if we omit them, we lose that detail from the posting, but it's present elsewhere (Schedule section). However the Balanced Schedule bullet is under Perks; we have Schedule section covering that. So it's okay to not duplicate.
Thus Benefits section will include:
- Mentorship Programs: Pairing interns with experienced professionals.
- Networking Events: Intern mixers, speaker series, or meet-and-greets with executives.
- Volunteer Opportunities: Organized events for community service.
- Real projects: Interns contribute to meaningful work, not just observe from the sidelines.
- Free Lunch: On-site cafeteria available Tuesday-Thursday.
- (We already covered Pay and Schedule elsewhere)
- Benefits (for full-time regular employees): Competitive base salary plus incentive plans for eligible team members; 401(K) retirement plan that includes a company match of up to 6% of your eligible salary; Free basic life and AD&D, long-term disability and short-term disability insurance; Medical, dental and vision plans to meet your unique healthcare needs; Wellness incentives; Generous time off program that includes personal, holiday and volunteer paid time off; Flexible work
- for lists,
for prose. We need to preserve all substantive information; do not invent or summarize away detail. Let's extract details precisely. About the role prose: combine the introductory paragraphs into a paragraph. "At The Mutual Group, we’re building a modern analytics organization that plays a critical role in shaping business strategy and driving profitable underwriting growth. As a Data Science Intern, you’ll gain hands-on experience applying analytics to real property & casualty insurance business problems. Working alongside our actuarial and data teams, the intern will support model monitoring, exploratory analysis, and documentation while building a foundation in predictive modeling, insurance fundamentals, and modern analytics workflows. This is an applied, mentorship-driven experience designed to develop both technical and professional skills, as well as introduce students to data science career paths in insurance." That's one paragraph. Responsibilities: we have two sub-sections: Core Analytics & Data Science Work and Business & Insurance Learning. We'll create a
- with items; each item can be a sentence or bullet.
List items from Core Analytics & Data Science Work:
- Support exploratory data analysis for pricing, underwriting, claims, or operational analytics use cases.
- Build or enhance repeatable reporting outputs such as model monitoring summaries, rating variable distributions, actual-versus-expected analysis, or lift-chart support.
- Help document modeling datasets, feature logic, assumptions, limitations, and data lineage.
- Contribute to code cleanup, reusable functions, testing scripts, and version-controlled project organization.
Business & Insurance Learning:
- Learn foundational insurance concepts including exposure, premium, claims frequency, claims severity, loss ratio, rate adequacy, and underwriting risk selection.
- Translate analytical findings into business-friendly summaries for actuarial, underwriting, claims, or leadership audiences.
- Shadow team members to understand how model outputs are consumed in pricing, profitability analysis, underwriting workflows, and management reporting.
- Prepare a capstone presentation connecting technical work to business value – such as improved pricing insight, greater efficiency, better monitoring, or clearer documentation.
We'll put all as
- under a single
- under Responsibilities.
Qualifications list:
- Currently pursuing an undergraduate (junior/senior) or graduate degree in data science, statistics, mathematics, actuarial science, analytics, economics, or a related field.
- Comfort with at least one programming language, preferably Python or R.
- Basic SQL skills, or the ability and willingness to learn SQL quickly.
- Coursework or project experience involving statistics, regression, machine learning, data visualization, or applied analytics.
- Strong written and verbal communication skills and an interest in applying analytics to real business problems.
- Interest in insurance, financial services, risk analytics, or business decision support.
- Strong analytical thinking and quantitative skills.
- Exposure to version control (e.g., Git), data visualization tools (e.g., Tableau), or model monitoring concepts.
- Curiosity, reliability, and a collaborative, feedback-oriented mindset.
We'll put as
- .
Pay: "Competitive Pay: Interns earn hourly wages while gaining hands-on experience. The hourly pay range for this internship is $23-$25, commensurate with experience."
We need to preserve all substantive info; we can include both sentences. Might be considered filler "commensurate with experience" but we keep as it's part of the statement. The instruction says never emit a heading followed by filler/placeholder text (e.g., "commensurate with experience", "not specified", "N/A", "varies", "TBD") and never create Pay/Schedule/Benefits sections unless the posting actually states them. It does state them, but includes filler. We could perhaps rephrase to avoid filler? But we must not invent or summarize away detail. We could keep the sentence as is; the heading is Pay, and the content includes the filler phrase. The instruction says never emit a heading followed by filler/placeholder text. That seems to refer to the content under the heading being just filler like "commensurate with experience". But we have actual range plus filler. Might be okay. We'll include.
Schedule: we have:
- Work Arrangement: Employees who live within 30 miles of the TMG home office are expected to follow a hybrid or in-office schedule. The initial training period may require additional in‑office days.
- Balanced Schedule: A 39-hour work week designed to support productivity and well-being.
We'll combine into a
or maybe
- . Since it's prose, we can put as
. Benefits: we have Perks Of Working At The Mutual Group list and Benefits list for full-time regular employees. We need to preserve all substantive info. We'll combine into a
- with items:
- Competitive Pay: Interns earn hourly wages while gaining hands-on experience. The hourly pay range for this internship is $23-$25, commensurate with experience. (But we already have Pay section; maybe avoid duplication. Better to not duplicate Pay in Benefits. So we should not repeat Pay info under Benefits. The Perks list includes Competitive Pay as a bullet; but we already have Pay section. To avoid duplication, we could either omit the Competitive Pay bullet from Benefits or keep it but it's duplicate. The instruction: preserve ALL substantive information; do NOT invent or summarize away detail. If we omit the Competitive Pay bullet, we are losing that detail (though it's covered in Pay section). But the detail is still present elsewhere; we are not losing info because it's in Pay section. However the Perks list also includes other items: Mentorship Programs, Networking Events, Volunteer Opportunities, Real projects, Free Lunch, Balanced Schedule. Balanced Schedule duplicates Schedule info. We already have Schedule section. So we could omit those duplicates to avoid redundancy. But we must preserve all substantive information; if we omit them, we lose that detail from the posting, but it's present elsewhere (Schedule section). However the Balanced Schedule bullet is under Perks; we have Schedule section covering that. So it's okay to not duplicate.
Thus Benefits section will include:
- Mentorship Programs: Pairing interns with experienced professionals.
- Networking Events: Intern mixers, speaker series, or meet-and-greets with executives.
- Volunteer Opportunities: Organized events for community service.
- Real projects: Interns contribute to meaningful work, not just observe from the sidelines.
- Free Lunch: On-site cafeteria available Tuesday-Thursday.
- (We already covered Pay and Schedule elsewhere)
- Benefits (for full-time regular employees): Competitive base salary plus incentive plans for eligible team members; 401(K) retirement plan that includes a company match of up to 6% of your eligible salary; Free basic life and AD&D, long-term disability and short-term disability insurance; Medical, dental and vision plans to meet your unique healthcare needs; Wellness incentives; Generous time off program that includes personal, holiday and volunteer paid time off; Flexible work
- under a single