Credit Systems and Strategy Manager

Essential Functions

• Develop and execute credit technology and transformation roadmaps aligned with business objectives, growth, and risk appetite.
• Migrate credit workflows from legacy systems to automated decisioning platforms and translate credit policies into system-based rules.
• Lead initiatives to improve profitability, fraud prevention, operational efficiency, and decision quality.
• Modernize credit infrastructure through automation, AI, and advanced analytics, to improve scalability, speed, and decision quality.
• Partner with Risk, Analytics, Engineering, and third-party vendors to implement, validate, monitor, and enhance credit strategies and technologies.
• Manage UAT, deployment readiness, post-implementation monitoring, and legacy system decommissioning.
• Configure and maintain decision rules, workflows, score thresholds, and third-party data integrations.
• Monitor system performance, portfolio KPIs (including approval rates, decline trends, and turnaround times), policy compliance, and model outcomes; identify decision discrepancies and implement process and strategy improvements.
• Maintain system documentation, testing results, and change management records, and support governance of AI and decisioning models.

Required Education And Experience

• Bachelor's degree in Statistics, Mathematics, Computer Science, or STEM field, or commensurate work experience, required.
• 5 years of experience in credit administration, lending operations or fintech risk platforms, Financial industry experience preferred.
• Advanced Excel and SQL skills and familiarity with reporting tools, such as Power BI, preferred.
• Attention to detail and accuracy required.
• Excellent verbal and written communication skills required.
• Proficient in the utilization of Microsoft Office Suite.
• Able to thrive in a fast-paced work environment.
• Strong quantitative and qualitative analytical skills.