Credit Specialist - REMOTE

We need to output HTML fragment with sections for headings: About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule. Only include sections that have real specific content. We must not repeat job title. Must not include Job ID etc. Remove boilerplate like privacy policy links, EEO, etc. Must preserve substantive info. Let's parse the job posting. Summary Job Description: The Rental Credit Specialist will perform a variety of functions required to analyze the Credit worthiness and risk to Ryder's Rental, National Rental and Freight Management Group (FMG) customers Provides value-added analysis, recommendations and process improvements to the business. Individual will provide credit and business recommendations to local management to support sales revenue growth while mitigating risk. This position handles all Rental, National Rental and FMG product lines Essential Functions: bullet list of duties. Additional Responsibilities: bullet list. EDUCATION: Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience. Experience: Two (2) years or more experience in commercial credit Two (2) years or more experience in financial statement analysis preferred Skills: list of abilities. KNOWLEDGE: Knowledge and skills in Microsoft Office products (Excel, Word, PowerPoint and Access); intermediate level. Work with Credit software that include credit scoring systems such as Cortera or Equifax; intermediate level. LICENSES TRAVEL 1-10% Job Category: Credit & Collections Our Culture & Commitment: paragraph. Compensation Information: details about pay range. Benefits Information: details. We need sections: About the role (summary), Responsibilities (essential functions + additional responsibilities), Requirements (education + experience?), Qualifications (maybe education/experience?), Skills, Benefits, Pay, Schedule (if schedule info present). There's no schedule info. Travel 1-10% maybe schedule? Not exactly schedule. Could include Travel under maybe "Schedule"? But schedule refers to work schedule like full-time, part-time, shift. Not present. So we should not create Schedule section. Pay: we have compensation ranges. Benefits: we have benefits info. We need to avoid filler like "commensurate with experience". Not present. We need to output only HTML fragment, no markdown fences. We'll create sections:

About the role

... summary ...

Responsibilities

• ... each essential function ...
• ... additional responsibilities ...

Requirements

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit.
• Two (2) years or more experience in financial statement analysis preferred.

Maybe Qualifications could be same as Requirements? But we should not duplicate. Could combine education/experience under Requirements and maybe Qualifications for knowledge/skills? But we have Skills separate. Could put Knowledge under Qualifications? The instruction: Use headings for section headings (e.g. About the role, Responsibilities, Requirements, Qualifications, Skills, Benefits, Pay, Schedule). So we can have Qualifications for knowledge/licenses/travel? Let's think. Qualifications could include knowledge, licenses, travel. We'll put:

Qualifications

• Knowledge and skills in Microsoft Office products (Excel, Word, PowerPoint and Access); intermediate level.
• Experience with credit software that include credit scoring systems such as Cortera or Equifax; intermediate level.
• Travel required 1-10%.

Skills: list of abilities. Benefits: paragraph. Pay: paragraph with min and max. We must not include boilerplate like culture, EEO, etc. Let's extract exact text for each. About the role: The summary job description paragraph: "The Rental Credit Specialist will perform a variety of functions required to analyze the Credit worthiness and risk to Ryder's Rental, National Rental and Freight Management Group (FMG) customers Provides value-added analysis, recommendations and process improvements to the business. Individual will provide credit and business recommendations to local management to support sales revenue growth while mitigating risk. This position handles all Rental, National Rental and FMG product lines" We need to ensure spacing. We'll keep as is. Responsibilities: Essential Functions list: - Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers - Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information and Ryder history - Reviews credit reports, Ryder and company history, and financial statements - Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed - Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss - Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.) - Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given Additional Responsibilities: - Assist with Ad hoc tasks required within the department - Performs other duties as assigned We'll combine into one list. Requirements: Education and Experience. - Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience. - Two (2) years or more experience in commercial credit. - Two (2) years or more experience in financial statement analysis preferred. Qualifications: Knowledge, Licenses, Travel. - Knowledge and skills in Microsoft Office products (Excel, Word, PowerPoint and Access); intermediate level. - Work with Credit software that include credit scoring systems such as Cortera or Equifax; intermediate level. - Travel required 1-10%. Skills: list: - Ability to analyze and interpret financial data. - Ability to complete spreads, analyzing trends and assessing credit risks - Capable of multi-tasking, highly organized, with excellent time management skills. - Manage work queues, e-mails, and calls from multiple sources (Sales, customers, collections, etc.) - Strong verbal and written communication skills. - Communicate effectively with customers & Sales - Ability to create and maintain professional relationships within all levels of the organization (peers, work groups, customers, supervisors). - Maintain professional demeanor in potentially high stress environment - Ability to work independently and as a member of a team. - Work independently to render responsible credit decisions - Ability to assess a situation, seek multiple perspectives, gather more information if necessary, and identify key issues that need to be addressed. - Creative ability to structure deals, minimizing risk and growing sales - Demonstrates excellent judgment and decision making skills - Detail oriented with excellent follow-up practices We'll keep each as

. Benefits: "For all Full-time positions only : Ryder offers comprehensive health and welfare benefits, to include medical, prescription, dental, vision, life insurance and disability insurance options, as well as paid time off for vacation, illness, bereavement, family and parental leave, and a tax-advantaged 401(k) retirement savings plan. For more information about benefits, click here (https://ryder.icims.com/icims2/servlet/icims2?module=AppInert&action=download&id=4022345&hashed=256118533) to download the comprehensive benefits summary." We need to remove the link? The instruction: remove cookie/navigation/legal/EEO/equal-opportunity/scam-warning boilerplate, duplicated lines, and application instructions. The link to benefits summary might be considered application instruction? It's a link for more info. Might be considered navigation? Probably we should keep the benefit description but maybe drop the link as it's a reference. The instruction says remove application instructions. The link is not exactly an instruction to apply, but it's a link for more info. Safer to keep the benefit description but maybe drop the link. However we need to preserve ALL substantive information; the link is not substantive info, it's a reference. Could drop it. We'll keep the sentence before the link. Thus Benefits paragraph: "Ryder offers comprehensive health and welfare benefits, to include medical, prescription, dental, vision, life insurance and disability insurance options, as well as paid time off for vacation, illness, bereavement, family and parental leave, and a tax-advantaged 401(k) retirement savings plan." Pay: "Compensation Information The compensation offered to a candidate may be influenced by a variety of factors, including the candidate’s relevant experience; education, including relevant degrees or certifications; work location; market data/ranges; internal equity; internal salary ranges; etc. The position may also be eligible to receive an annual bonus, commission, and/or long-term incentive plan based on the level and/or type. Compensation ranges for the position are below: Pay Type Salaried Minimum Pay Range $55,000.00 Maximum Pay Range $65,000.00" We need to preserve substantive info. We'll create a paragraph summarizing: "The position is salaried with a pay range of $55,000 to $65,000, and may be eligible for annual bonus, commission, and/or long-term incentive plan based on factors such as experience, education, location, market data, internal equity, and salary ranges." We should not invent details; we can paraphrase but must preserve all substantive info. Paraphrasing is okay as long as we don't lose info. We'll include the factors list. We'll output:

About the role

The Rental Credit Specialist will perform a variety of functions required to analyze the Credit worthiness and risk to Ryder's Rental, National Rental and Freight Management Group (FMG) customers Provides value-added analysis, recommendations and process improvements to the business. Individual will provide credit and business recommendations to local management to support sales revenue growth while mitigating risk. This position handles all Rental, National Rental and FMG product lines

Responsibilities

• Works with Rental, National Rental, and FMG sales group on credit requests on new customers and increased credit lines for existing customers
• Assist Lease analyst in initial review of lease assignments handling preliminary credit review for assignee/assignor and obtaining Ryder documentation including TLSA, nfusion information and Ryder history
• Reviews credit reports, Ryder and company history, and financial statements
• Performs review on customer to determine any deterioration of their credit worthiness and re-evaluate the desired exposure, determining the proper credit line as well as an action plan to reduce our rentals if needed
• Communicates to stop loss, collections, sales and operations on problem or high risk accounts by e-mail or conference calls to advise of potential loss
• Verify all critical documentation & security is received from customer (ACH amendment, cash deposits, ILOC's, guarantees, etc.)
• Assist daily with Credit Hold Mailbox reviewing emails to make sure proper information is given
• Assist with Ad hoc tasks required within the department
• Performs other duties as assigned

Requirements

• Bachelor's degree in business, finance or accounting or 3 years equivalent business work experience.
• Two (2) years or more experience in commercial credit.
• Two (2) years or more experience in financial statement analysis preferred.

Qualifications

• Knowledge and skills in Microsoft Office products (Excel, Word, PowerPoint and Access); intermediate level.
• Work with Credit software that include credit scoring systems such as Cortera or Equifax; intermediate level.