Credit Services Data and AI Leader

Wells Fargo is seeking a leader to be part of the Credit Services product line within Consumer Technology. This role will drive technology strategy and lead the development of Enterprise Next Gen Credit Decisioning, Credit Bureau, and Credit Risk Ecosystem. The product unifies the bank's Credit Services Capabilities under one platform aligned to Banking Platform and Product Architecture (BPPA), enabling rapid design, prototyping, deployment, and execution of sophisticated Credit Strategies in support of Consumer Banking and Lending businesses.

Responsibilities

• Manage, coach, and develop a team of experienced engineers and engineering managers responsible for building high-quality capabilities with modern technology.
• Ensure adherence to the Banking Platform Architecture and meeting non-functional requirements with each release.
• Partner with and influence architects and experienced engineers to incorporate Wells Fargo Technology technical strategies.
• Understand next-generation domain architecture and enable application migration paths to target states (e.g., cloud readiness, application modernization, data strategy).
• Function as the technical representative for the product during cross-team collaborative efforts and planning.
• Identify and recommend opportunities for driving escalated resolution of technology roadblocks while managing the overall software development cycle and security standards.
• Determine strategies and actions to act as an escalation partner for scrum masters and teams to meet moderate- to high-risk deliverables, remove impediments, and encourage continual improvement.
• Build engineering skills in the codebase, conduct peer reviews to evaluate quality and solution alignment, and guide design as needed.
• Interpret, develop, and ensure security, stability, and scalability within technology functions, as well as identify, manage, and mitigate technology and enterprise risk.
• Collaborate with Product Managers/Product Owners to drive user satisfaction, influence technology requirements, and promote innovative solutions while advocating for agile and DevOps practices.
• Interact directly with third-party vendors and technology service providers.
• Manage allocation of people and financial resources to ensure commitments are met and align with strategic objectives.
• Hire, build, and guide a culture of talent development to design and deliver innovative solutions.
• Ensure meeting business objectives and strategy, including conducting performance management for engineers and managers.

Requirements

• 6+ years of Software Engineering experience, or equivalent demonstrated through work experience, training, military experience, or education.
• 3+ years of Management experience.
• 3+ years of Application development experience.

Qualifications

• 3+ years of experience in software development, with a focus on credit risk decisioning systems and domains.
• Expertise in Microservices architectural patterns and executing domain-level data strategies.
• Experience implementing agentic solutions.
• A strong technical background in building large-scale, performant systems.
• Excellent problem-solving skills and attention to detail.
• Strong risk management leadership skills.
• Strong dependency management skills.
• Ability to drive and lead changes in a large, complex organization.
• Strong knowledge of financial, operational, technical, and regulatory drivers in a global technology environment.
• Ability to communicate effectively at all levels, including senior executive leadership.
• Ability to work and influence successfully within a matrix environment.
• Comfort with ambiguity and ability to facilitate discussions to explore solutions.
• Proactive, innovative, and creative in meeting customer and enterprise needs.
• Experience with Agile practices and frameworks (e.g., Kanban, Scrum) and tools like Confluence, Jira, and Jira Align.

This position is not eligible for Visa sponsorship and does not offer relocation assistance. It follows a hybrid work schedule.