Credit Risk - Senior Review Appraiser

About the role

This position requires the following educational and/or job experience: 7+ years of relevant work experience. Bachelor’s degree or equivalent combination of education and related work experience. State appraiser certification. License in good standing (no disciplinary actions) in at least one of the bank’s primary market areas (Colorado, Kansas and/or Missouri).

Responsibilities

• Utilize the Mercury Network for tracking residential real estate appraisals / evaluations.
• Review appraisals / evaluations to ensure compliance with USPAP and FIRREA, as well as reasonableness of concluded value(s).
• Interact with others (associates, management, clients, and vendors in a professional and tactful manner including treating them with respect and consideration regardless of their status or position).
• Work independently to address issues relating to an appraisal and make sound recommendations to management as they relate to risk.
• Communicate appraisal conclusions verbally and in writing.
• Maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
• Ensure appraisal values are reasonable and supportable.
• Support sound Credit Risk Management practices by protecting the bank’s collateral position by helping to validate appropriate loan-to-values during the underwriting process.

Requirements

• Minimum Requirements: 7+ years of relevant work experience. Bachelor’s degree or equivalent combination of education and related work experience. State appraiser certification. License in good standing (no disciplinary actions) in at least one of the bank’s primary market areas (Colorado, Kansas and/or Missouri).
• Preferred: 10+ years of relevant work experience. 2+ years of previous management experience. Certified General License held in states (MO, KS, CO, NM, UT, TX) where the Bank currently operates. Prior experience with a computerized real estate appraisal ordering/tracking system.
• Prior experience with the Uniform Standards of Professional Appraisal Practice (USPAP), FIRREA and federal and state appraisal regulations.
• Prior knowledge of real estate valuation principles and procedures.
• Prior bank experience.

Qualifications

• Desired Skills: Proficient in MS Office applications which include Outlook, Word, and Excel. Self-directed. Effective communication skills. Analytical and critical thinking skills. Ability to prioritize and manage multiple tasks. Sound decision-making ability. Understanding of internal policies and procedures. Ability to interpret documents and information.

Benefits

• Insurance
• 401k
• Associate stock purchase program
• Paid time off
• Associate banking perks

Pay

Commensurate with experience.

Schedule

Traditional office hours.