Credit Risk Senior Manager

About the role

For our client, we are seeking a Credit Risk Senior Manager to join the team of a leader in the Finance & Insurance space. This role will lead end-to-end credit strategy across the credit card lifecycle, with a focus on policy, pricing, portfolio performance, and risk decisioning. You will partner closely with data science, bank partners, capital markets, and customers to strengthen underwriting outcomes and support scalable credit programs. The position also plays a key role in governance, model validation, and strategic analysis that informs both consumer and commercial credit offerings.

Location: Remote - US based candidates only, no visa sponsorship available

Compensation: $153,500 – $225,800 annually

Responsibilities

• Lead end-to-end credit strategy initiatives from design through implementation
• Develop and refine consumer and commercial credit card risk and pricing strategies
• Adjust credit card policies based on portfolio performance and risk trends
• Collaborate with data scientists to create advanced credit risk and cash flow models
• Support capital markets in securitization structures and provide analysis for co-brand partners
• Prepare risk documentation and oversee model validation and governance for bank partners
• Act as a consultant to banks and customers, advising on enhancements to credit strategies

Qualifications

• 8+ years of experience building credit card risk and pricing programs, ideally within fintech
• Proven expertise in credit policy and risk strategy development across the entire credit card lifecycle
• Strong analytical skills for risk assessments and acquisition strategies
• Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or related field
• Expertise in Excel and SQL modeling

Benefits

• Flexible working environment through a Flex First approach
• Multiple health insurance options available
• Flexible time off, allowing you to take what you need
• Retirement savings program with employer contributions
• Equity opportunities through an Employee Stock Purchase Program
• Family support benefits, including parental leave and fertility support
• Access to free therapy, finance coaching, and legal advice
• Monthly stipend for remote work support
• Annual professional development funds to support growth