Credit Risk Manager II-Remote Opportunity

Essential Duties And Responsibilities

• Display an advanced understanding and technical proficiency in all pertinent lending and credit risk topics, Bank policies and procedures, and risk monitoring and mitigation practices for assigned areas of responsibility.
• Maintain awareness of general economic conditions, industry trends and product specific issues.
• Display an advanced working knowledge of pertinent regulatory issues and sound lending practices and their relative impact on credit risk.
• Absorb and communicate the results of CRR activities and results (as required) at regular meetings with first and second line senior business leaders and personnel, regulators and external auditors.
• Complete all aspects of required continuous review activities for assigned portfolios with minimal supervision and in accordance with CRR procedures, deadlines and performance/financial plan objectives.
• Serve as project manager and/or participate in horizontal, targeted and other portfolio review activities.
• Act as a resource and aid in the development of more junior CRR team members.
• Identify, elevate and promptly address variances to plan.
• Absorb and communicate the results of CRR activities and results (as required) at regular meetings with first and second line senior business leaders and personnel, regulators and external auditors.
• Complete or assist in the preparation and dissemination of all related and required quarterly/annual summaries of results in an accurate and timely manner, including an annual assessment of credit risk for assigned portfolios.
• Effectively challenge and provide consultative advice to first and second line senior business leaders and personnel on risk ratings, credit risk management practices, emerging risks, borrower/portfolio credit quality trends and/or business strategies.
• Work in a balanced and consultative manner with the first and second lines of defense to develop positive working relationships and to provide feedback on the results of continuous review activities.
• Ensure the timely socialization and publication of concise and well-written reports that summarize review results, meet the information needs of report recipients, and include issues, observations and recommendations for improvement (as appropriate).
• Manage open CRR issues, observations and recommendations under assigned areas of responsibility.
• Solicit appropriate action plans and responses from responsible management that address root causes, resolve CRR’s concerns and mitigate the overall risk to the Bancorp.
• Absorb and communicate the results of CRR activities and results (as required) at regular meetings with first and second line senior business leaders and personnel, regulators and external auditors.
• Participate in due-diligence reviews of potential Bank acquisitions and other special projects as requested.
• Absorb and communicate the results of CRR activities and results (as required) at regular meetings with first and second line senior business leaders and personnel, regulators and external auditors.

Minimum Knowledge, Skills And Abilities Required

• Bachelor's degree in a business related field.
• Graduate degree in relevant field (Business, Finance or Economics) preferred.
• Minimum of 10 years lending and/or credit related experience.
• Credit Risk Review or similar loan review or regulatory agency experience preferred.
• Possess sound leadership, interpersonal, analytical and verbal/written communications skills.
• Ability to display a positive business presence and exercise sound judgment when interfacing with first and second line senior business leaders and personnel, regulators, external auditors and peers.
• Solid project management and presentation skills.
• Demonstrate effective influencing and negotiation skills.
• Advanced ability to understand and interpret data from various applications and database tools, draw high-level conclusions and determine actions needed (Consumer roles).
• Proficient in MS-Word, MS-Excel, MS-PowerPoint and other related PC applications.
• Experience in Access, Business Objects and SAS desirable (Consumer roles).