Credit Risk Manager (Bilingual - French)

About the role

The Fiserv Credit Risk Organization is responsible for managing the risk throughout the lifecycle of the firm’s products and services. This is an exciting and fast-paced organization where your contributions as a Senior Credit Risk Manager can significantly impact Fiserv’s bottom line.

Responsibilities

• Manage a portfolio of merchant accounts in the high-risk and high-volume segment, including but not limited to, travel, furniture, e-commerce, membership, consumer discretionary sectors, etc., in the middle market and enterprise space.
• Prepare and present reporting for senior leaders with a focus on key merchant/industry KPIs including liquidity, leverage, financial performance, processing performance, key competitors, emerging risks, macro impacts, regulatory risks, compliance risks, etc.
• Determine appropriate risk mitigation strategies for problematic accounts – collateral actions, exit strategies, contract restructurings, etc.
• Engage with internal and external stakeholders in legal, relationship management, chargeback operations, bank partners, etc. to drive actions forward in a timely fashion to ultimately prevent/mitigate credit losses to Fiserv.

Requirements

• Willingness to roll up the sleeves to dive into details as a solo contributor or as a part of a team and share knowledge with colleagues.
• An organized, intuitive, and analytical thinker, with the ability to perform detailed credit and data analysis in a fast-paced environment.
• Strong written, oral, and interpersonal skills a must, including a strong ability to explain and/or present analysis to senior management, bank partners, external stakeholders, legal, and ultimately our merchants.
• Strong business judgment with demonstrated ability to think strategically and creatively.
• Excellent negotiation and selling skills.
• Strong team work skills.
• Timely with tasks and proactive by seeking out solutions and problem resolution.
• Proficiency in PowerPoint, Excel, Word, and comfortable learning and aiding in developing new internal systems.

Qualifications

• Bachelor’s degree in Business Management, Finance, Economics, Statistics, or related quantitative discipline.
• 2+ years of proven credit risk / underwriting experience in SMB, Middle Market, Corporate Bank Lending, or Merchant Acquiring risk reviews.

Preferred Skills, Experience, And Education

• Bi-lingual – English and French.

Pay

$69,000.00 - $110,400.00 These pay ranges apply to employees in New Jersey and New York. Pay ranges for employees in other states may differ. It is unlawful to discriminate against a prospective employee due to the individual's status as a veteran. This position is not eligible for an annual incentive opportunity and is also not eligible to earn commissions.