Credit Risk: ISG Lending, CRE – Vice President
About the role
The role will reside within the Firm Risk Management's Credit Risk Management area, evaluating credit risk transactions, assigning Internal Credit Ratings, establishing and managing credit risk limits, and monitoring credit risk exposures.
Responsibilities
- Lead and manage the Credit coverage of the Institutional Securities Group (ISG) Commercial Real Estate business including both CMBS and balance sheet lending
- Present and defend credit analyses and recommendations to senior management, credit committees, and other key stakeholders
- Collaborate with business units, regulatory agencies, internal audit, and external partners to ensure robust risk management practices
- Own the evaluation and approval process for new facility originations, renewals, amendments, and loan modifications, escalating issues as appropriate
- Ensure timely review of annual and quarterly reviews of existing loans by the credit coverage team, maintaining consistent high-quality documentation, and liaising with internal and external stakeholders
- Recommend and implement risk mitigation strategies, ensuring alignment with firm-wide risk appetite and regulatory requirements
- Train, mentor, and develop junior team members, fostering a culture of continuous learning and professional growth
Requirements
- Minimum 8-10 years of experience in Commercial Real Estate (CRE) underwriting, credit risk or similar CRE Credit role
- A good knowledge of typical CRE transaction structures, documentation, and the lending process
- Curiosity and self-motivation to develop expertise in commercial real estate products, markets, and risk management practice
- Highly organized, able to independently manage multiple priorities in fast-paced environment
- Strong leadership and is a collaborative team player who builds strong relationships and influences outcomes across diverse groups
- Exceptional written and verbal communication skills, with the confidence to present complex concepts clearly to senior stakeholders
- Advanced proficiency in Microsoft Excel and PowerPoint
Qualifications
Minimum Bachelor's degree required; Master's degree or CFA Charter holder is a plus
Benefits
Base pay range: $120,000 - $205,000 year at the commencement of employment. Other benefits include commission earnings, incentive compensation, discretionary bonuses, short and long-term incentive packages, and various Morgan Stanley sponsored benefit programs.
Schedule
Morgan Stanley offers flexible working arrangements to support a healthy work-life balance.
Pay
Base pay if hired will be determined on an individualized basis and is only part of the total compensation package, which may also include commission earnings, incentive compensation, discretionary bonuses, other short and long-term incentive packages, and other Morgan Stanley sponsored benefit programs.