Credit Risk Governance and Reporting Officer

About the role

The Credit Risk Governance & Reporting Officer will join the Credit Risk team to strengthen the governance framework, enhance credit risk policies and procedures, and improve overall credit governance, policies, and regulatory interaction.

Responsibilities

• Strengthen the credit risk governance framework and enhance credit risk policies and procedures.
• Improve overall credit governance, policies, and regulatory interaction.
• Assist in setting standards for portfolio management reporting and control best practices.
• Manage end‑to‑end credit lifecycle and ensure compliance with credit risk governance requirements.
• Focus on commercial banking and commercial real estate credits and their risk characteristics.
• Own assigned governance deliverables, completing them within designated timeframes despite competing priorities.
• Maintain a can‑do attitude and manage distractions to meet team objectives.

Qualifications

• 10‑15 years of direct credit risk experience at a financial institution, developing and overseeing credit risk policies and procedures.
• Experience assisting in setting standards for portfolio management reporting and control best practices.
• End‑to‑end credit lifecycle management experience and familiarity with credit risk governance requirements.
• Experience with commercial banking and commercial real estate credits and their risk characteristics.
• Team player able to own governance deliverables and meet deadlines amid competing priorities.
• Can‑do attitude with ability to manage distractions effectively toward team objectives.
• Bachelor’s degree in Business, Economics, or a quantitative field.
• Strong writing and presentation skills required to articulate requirements and changes to senior stakeholders and achieve consensus for execution.

Skills

• Effective liaison and negotiator with lines of business, Middle Office, Compliance, and Technology.
• Solid understanding of contemporary credit risk and portfolio management approaches, models, and tools (e.g., Moody’s credit risk models, risk rating frameworks).
• Proactive approach to improve overall credit processes and procedures and support team members and the Chief Credit Risk Officer.

Pay

The expected annual salary range is $170,000 to $200,000, with eligibility for an annual bonus.

Benefits

• Generous paid time off.
• Medical, pharmacy, dental, and vision plans available from day one.
• Life and disability insurance.
• Employee wellness program.
• Retirement and savings plans with employer contributions (including 401(k) eligibility from day one).
• Parental leave.
• Tuition reimbursement.

Schedule

Hybrid schedule.