Credit Risk AVP-VP; Oil & Gas / Commodities

The role focuses on Oil & Gas and physical commodities, providing credit risk oversight across market-facing businesses and complex transactions. You will develop independent credit views, evaluate transaction structures and partner closely with Trading and Client Coverage, balancing commercial objectives with disciplined risk management.Client DetailsInternational bank.DescriptionAssess credit risk across a portfolio focused on Oil & Gas and physical commodities counterparties.Prepare and recommend credit applications for new transactions, amendments and annual reviews.Perform fundamental financial and industry analysis to assess counterparty, sector and structural risks.Evaluate commodity-related transactions and recommend appropriate limits, tenors, structures and risk mitigants.Support the evaluation of complex and bespoke structured financing transactions.Partner closely with Trading and Client Coverage to evaluate transactions and shape structures at origination.Present and defend credit recommendations in Credit Committee and other internal risk forums.Monitor portfolio exposures, limits and covenant compliance while identifying emerging credit risks.Drive amendments, reviews and other risk actions in response to changes in credit quality or market conditions.Contribute to broader credit and portfolio risk initiatives.Profile3-5+ years of relevant credit risk experience, ideally with exposure to Oil & Gas, physical commodities, energy or other commodity-related businesses.Strong fundamental credit and financial analysis skills.Proven ability to formulate and defend independent credit recommendations.Understanding of transaction structures, credit risk mitigants and relevant documentation, including LMA and/or ISDA.Experience working with market-facing businesses, trading counterparties or structured transactions is highly desirable.Ability to work confidently with front-office stakeholders and exercise sound judgement in a fast-paced environment.Strong written and verbal communication skills.Job Offer$120,000 - $160,000 base salary, plus bonus.Hybrid work schedule. MPI does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, age, disability, veteran status, marital status, or based on an individual's status in any group or class protected by applicable federal, state or local law. MPI encourages applications from minorities, women, the disabled, protected veterans and all other qualified applicants.