Credit Review Officer - Vice President

Job Description Join our Wholesale Credit Review team and help shape the integrity of our credit risk management process. You'll collaborate with talented colleagues, engage with global clients, and make a meaningful impact on the firm's risk culture. As a Credit Review Officer – Vice President in Wholesale Credit Review (WSCR), you independently assess credit risk ratings and the effectiveness of credit management for JPMorganChase's Commercial & Investment Bank clients. You will validate risk ratings, ensure compliance with internal policies and banking regulations, and contribute to a culture of sound risk management. Your work supports the firm's commitment to prudent credit practices and regulatory excellence. Job Responsibilities Conduct periodic reviews of wholesale credit portfolios, analyzing client files and documenting findings in the workpaper databaseDevelop independent assessments of risk ratings and identify potential risk or control concerns for reviewed clientsMonitor assigned portfolios, recording observations in monitoring journals and maintaining regular contact with credit executives and bankersParticipate in portfolio review and problem credit meetings, providing insights and recommendationsServe as a resource on risk rating policy and risk analysis for business and credit officers, and respond to inquiries from bank examinersPartner with credit risk management to communicate potential risks or control concerns identified during reviewsStay informed of regulatory developments and interpret their impact on WSCR portfoliosCollaborate with internal stakeholders to support ongoing credit management and policy adherencePrepare concise, thorough written analyses subject to internal and external review Required Qualifications, Capabilities, And Skills Minimum 7 years of credit experience analyzing high net worth clients and corporations in roles such as credit/loan review, corporate or private client lending, counterparty risk management, credit approval, workout, risk rating analysis, or regulatory supervisionStrong analytical and report writing skillsEffective verbal communication with peers, stakeholders, and bank examinersDemonstrated planning, project leadership, and teamwork abilitiesProficiency in Microsoft Office applicationsBachelor's degree or equivalent required Preferred Qualifications, Capabilities, And Skills Graduate degree in a relevant fieldExperience with derivative and traditional loan products used by wholesale clientsFamiliarity with regulatory agencies such as OCC, FRB, or RBIAbility to interpret and apply regulatory developments to credit portfoliosExperience working with global client portfoliosStrong relationship management skills with internal and external stakeholdersKnowledge of credit risk metrics and exposure measurement ABOUT US JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans About The Team Our professionals in our Corporate Functions cover a diverse range of areas from finance and risk to human resources and marketing. Our corporate teams are an essential part of our company, ensuring that we're setting our businesses, clients, customers and employees up for success. The Audit department provides independent assessments to evaluate, test and report on the adequacy and effectiveness of our governance, risk management and internal controls. The team's priorities are focused on strong governance, transparency, strategic engagement, and fostering a diverse and inclusive culture that develops our talent.