Credit Review Director

Overview

This senior-level position reports directly to the Managing Director, Head of Americas Credit Review. The Director will lead a team of seasoned examiners to execute on their Board-approved Annual Plan and will be responsible to identify and conduct continuous monitoring over significant and emerging risks in the credit portfolios under the team’s purview.

Responsibilities

• Manage a team of examiners covering multiple portfolios including Project Finance, Energy, ABL, Aviation and international portfolios in Canada, Central America and South America.
• Oversee execution of credit risk reviews and continuous monitoring to deliver independent assessments of credit quality and effectiveness of risk management practices within and across portfolios.
• Evaluate transaction activities to ensure compliance with internal policies, approvals, monitoring standards, and risk frameworks.
• Identify and assess existing and emerging credit risks, including transactions, and portfolio-level exposures, and ensure timely escalation to senior leadership.
• Analyze risk rating accuracy, underwriting quality, credit approvals, monitoring practices, documentation, and credit administration processes to identify gaps and improvement opportunities.
• Monitor assigned portfolios to ensure aggregate risk remains within appetite and reflects current market conditions, providing actionable insights and recommendations.
• Prepare and deliver executive-level reports, presentations, and summaries for senior management, Board, and Risk Committee, clearly communicating findings and remediation plans.
• Recommend and influence enhancements to credit policies, procedures, and systems, and lead or support review teams as Examiner in Charge when applicable.

Experience

• 15+ years of banking experience, preferably within Credit Risk Management, Underwriting, or Originations – Required.
• Experience in analyzing complex credit transaction structures including project finance – Preferred.
• Experience managing teams.

Functional Skills

• Experience within credit review – Preferred.
• Extensive background with the regulatory environment.
• Proficiency in Microsoft Office tools including Word, Excel, Outlook, and PowerPoint.

Foundational Skills

• Advanced credit analysis capabilities with a strategic, risk-focused mindset.
• In-depth knowledge of different credit products and sectors.
• Strong analytical and problem-solving abilities.
• Excellent verbal and written communication skills with the ability to present to executive audiences.
• Ability to work independently with limited supervision while managing multiple priorities.
• Strong project management and organizational skills with attention to detail.
• Demonstrated people management, leadership, accountability, and initiative in complex environments.
• Effective interpersonal and negotiation skills with the ability to influence and resolve conflict.
• Flexible, decisive, and serves as a trusted advisor to senior leaders within the organization.
• Leads by example, engaging inclusively and with intent.
• Always acts with integrity.

Education

• Degree or equivalent work experience equally preferable.
• Degree in Accounting, Finance, Business Administration or related technical discipline is preferred.
• Advanced degree is desirable.

Pay

The typical base pay range for this role is between $168K - $219K depending on job-related knowledge, skills, experience, and location. This role may also be eligible for certain discretionary performance-based bonuses and/or incentive compensation.

Benefits

Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays.