Credit Product Portfolio Analyst -Asset Based Lending
Wells Fargo · Dallas, TX · 1 wk ago
Sales$77k–$121k/yrFull-time
About This Role Wells Fargo is seeking a Credit Product Portfolio Analyst -Asset Based Lending within the Wells Fargo Capital Finance. Role can be based in either Dallas, TX, or Scottsdale, AZ, with hiring manager alignment determined by the candidate’s location. In This Role, You Will Participate in building and maintaining effective relationships with existing clients within their products or functional area, including sharing relevant information with coverage partners and senior peersReview and analyze basic business, operational, or technical assignments or challenges that require research, evaluation, and selection of alternatives, and exercise independent judgment to guide medium risk deliverablesParticipate or provide support to review and analyze low to moderately complex client portfolios for key issues related to cash flow, liquidity, leverage, working capital, debt coverage, collateral and enterprise value analysis, and repayment sources, including for use in periodic reviews as well as interim underwriting memorandaPresent recommendations for resolving low to moderately complex situations and exercise independent judgment while developing expertise in the function, policies, procedures, and compliance requirementsPartner with senior peers within the context of individual deals and client relationships to develop inquiries or identify gaps to support the understanding of clients’ businesses, strategic objectives, operational priorities, and financial positions to identify and execute on opportunities for modifications, renewals, and refinancingParticipate in regular portfolio reviews to manage risk and lead problem loan resolutions, where applicablePartner with product management functional partners to provide feedback on the use of tools to deliver credit solutions more effectively, meeting client and market needsCollaborate and consult with senior peers and functional partners to resolve client servicing requests and inquiries related to their productContribute to functional area planning related to a given product Required Qualifications 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications Asset-Based Lending (ABL) experience including credit evaluation and risk assessment as well as knowledge of large corporate lending and working knowledge of ABL and Capital marketsCompletion of a Financial Analyst or Credit Analyst training programExperience in reviewing and accurately interpreting loan documentation.Effective organizational, multi-tasking and prioritizing skillsAbility to lead and coordinate with team members across Wells FargoStrong verbal and written communication skillProven track record of success in customer-facing roles with experience building and maintaining client relationshipsAdvanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, and WordBachelor’s degree in Business, Finance, Economics, Accounting or a related field Job Expectations Ability to travel 10%-20%Not eligible for visa sponsorship #CommercialBanking Pay Range Salary is just one component of Wells Fargo's total rewards package. Depending on the role, a Wells Fargo's employee may be eligible for additional forms of compensation, such as sales incentives, discretionary bonuses, and/or equity in the company in the form of Restricted Stock Units (RSUs). Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to demonstrated examples of prior performance, skills, experience, or work location. Employees may also be eligible for incentive opportunities. $77,000.00 - $121,000.00 Benefits Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs for an overview of the following benefit plans and programs offered to employees. Health benefits401(k) PlanPaid time offDisability benefitsLife insurance, critical illness insurance, and accident insuranceParental leaveCritical caregiving leaveDiscounts and savingsCommuter benefitsTuition reimbursementScholarships for dependent childrenAdoption reimbursement Posting End Date 23 Oct 2026 Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. Applicants With Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo. Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment And Hiring Requirements Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Reference Number R-580734-1