Credit Manager

Full-time, exempt position based in Laconia or Meredith, N.H. with hybrid scheduling. Monday–Friday, 8:00 AM–5:00 PM.

About the role

MVSB is seeking an experienced Credit Manager to lead the Commercial Credit Department. This role oversees credit analysis, annual credit reviews, appraisal review functions, and departmental workflow to support sound commercial lending decisions. The ideal candidate has strong commercial credit experience, sound judgment, and the ability to guide a collaborative, high-performing team.

Responsibilities

• Lead department workflow for credit analysis, annual reviews, financial tracking, and appraisal review functions
• Prepare and oversee credit analysis reports for new commercial loan applicants
• Ensure credit review and underwriting processes align with lending policies and regulatory requirements
• Review commercial relationships for covenant compliance, financial performance, and loan exceptions
• Manage, coach, and develop credit staff while supporting strong collaboration with lending partners

Requirements

• Five to seven years of related credit analysis experience in banking or credit environment
• Extensive commercial credit analysis, banking, and/or related credit experience with ability to read, interpret and analyze financial statements
• Strong financial analysis, communication, judgment, and attention to detail
• Prior supervisory experience
• Proficiency with common desktop software, lending/credit platforms, and Microsoft Excel

Benefits

• Medical, dental, and vision coverage
• 401(k) with company match
• Paid time off
• Paid parental leave
• Tuition reimbursement
• Professional development opportunities