Credit Assistant

About the role

The Credit Assistant will provide clerical and administrative support to the credit department and the company by performing assigned duties with a high degree of competency and minimal supervision.

Responsibilities

• Review Commercial Product Packages to confirm commercial exposure and research any discrepancies
• Manage a credit department queue in Ignite and assign Commercial loans to the appropriate credit analysts/underwriters
• Assist Lenders and Portfolio Managers with questions and help resolve any inconsistencies on the Commercial Product Packages and Loans
• Pull various business reports as requested
• Serve as back-up for mailing out Consumer Denials
• Serve as back-up for creating Letter of Credit documents in LaserPro
• Serve as back-up for processing credit inquiries/verification of deposits (VODs)
• Assist with project assignments as needed by Credit Administration
• Perform other duties as assigned

Requirements

• High School diploma or equivalent
• Minimum of 2 years of banking experience
• Knowledge of Adobe Acrobat Pro, IBS Insight, ISView, and Share of Wallet preferred
• Must be proficient in Microsoft Office
• Excellent verbal and written communication skills
• Good organizational skills and the ability to multi-task
• Good understanding of the loan approval process preferred

Physical Demands

The physical demands described are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• While performing the duties of this job, the employee is frequently required to stand or sit; kneel, stoop, or squat; use hands or fingers to handle or feel objects, tools, or controls; reach with hands and arms, and talk or hear.
• The employee is occasionally required to walk.
• The employee must occasionally lift and/or move up to 25 pounds.
• Specific vision abilities required by this job include close vision, peripheral vision, depth perception, and the ability to focus.

Work Environment

The Bank’s professional working environment requires employees to communicate effectively, both verbally and in writing. Employees must demonstrate strong interpersonal skills when working closely with internal business partners and external clients.

• Employees may be exposed to confidential and proprietary information within the working environment, therefore, must uphold confidentiality at all times.
• Due to the possibility of being exposed to high-risk situations (i.e., robbery), detailed instructions and procedures are required to be followed at all times to safeguard the Bank’s employees, customers, and assets.