Credit Analyst/Senior Credit Analyst

About the role

The RedBuilt Credit Department assesses risk, secures statutory lien/bond rights, and facilitates collection of outstanding accounts receivable. Successful implementation turns sales into cash and minimizes the risk of bad debts.

Responsibilities

• Perform key Credit Analyst responsibilities which include filing preliminary lien notices, lien waivers, billing paperwork, and supporting administrative tasks
• Evaluation and approval of credit/project information up to a designated credit limit
• Research and resolve customer credit inquiries
• Collection of outstanding accounts receivable while protecting lien rights
• Serve as a subject matter expert for credit policies, lien rights, and collection practices
• Contribute to the development and continuous improvement of credit procedures
• Participate in cross-functional discussions related to customer risk, disputed accounts, or process improvements

Requirements

• Strong working knowledge of credit approval, invoicing, payment processing, collection, and cash application procedures
• Solid understanding of lien laws and legal aspects of construction finance
• Demonstrated business acumen with an understanding of how credit decisions impact cash flow, sales, and customer relationships
• Excellent communicator who partners effectively with sales personnel, external customers, general contractors, project owners and lenders
• Demonstrates professionalism, maturity, and confidence in handling sensitive or high stakes credit matters with both internal and external stakeholders
• Fantastic organizational and time management skills with a proven ability to meet deadlines and accommodate competing priorities
• Self-directed, with a proactive mindset toward process improvement and collaboration
• Interest and aptitude in expanding knowledge of credit policy, risk management, and construction finance trends
• Proficiency in Microsoft Office, MS Teams, and other related computer applications
• NetSuite experience a plus and/or proven ability to adapt easily to new ERP software

Skills and Abilities

• Strong working knowledge of credit approval, invoicing, payment processing, collection, and cash application procedures
• Solid understanding of lien laws and legal aspects of construction finance
• Demonstrated business acumen with an understanding of how credit decisions impact cash flow, sales, and customer relationships
• Excellent communicator who partners effectively with sales personnel, external customers, general contractors, project owners and lenders
• Demonstrates professionalism, maturity, and confidence in handling sensitive or high stakes credit matters with both internal and external stakeholders
• Fantastic organizational and time management skills with a proven ability to meet deadlines and accommodate competing priorities
• Self-directed, with a proactive mindset toward process improvement and collaboration
• Interest and aptitude in expanding knowledge of credit policy, risk management, and construction finance trends
• Proficiency in Microsoft Office, MS Teams, and other related computer applications

Qualifications

• Minimum 4 years credit/collection experience
• Construction Industry knowledge or experience, particularly with construction financing, draw schedules, progress payments, and lien rights
• Bachelor’s degree in a related field a plus, or additional equivalent experience

Benefits

• 11 Paid Holidays (includes 2 Floating Holidays of your choosing)
• Paid Time Off
• Paid Community Service
• Health Benefits (Medical, Dental, Vision)
• FSA/HSA Options
• 401k Retirement Plan with Employer Matching
• Opportunity for bonus
• Flexible Dependent Care Account
• Employee Assistance Program (EAP)
• Company Paid Basic Life and AD&D Insurance
• Company Paid Short Term Disability
• Voluntary Long-Term Disability
• Voluntary Life and AD&D Insurance

Job Requirements

• Reports to: Credit Manager
• FLSA Classification: Non-Exempt
• Job Type: Full-time
• Pay: $62k - $80k Annually DOE; Paid Hourly and Overtime Eligible as a Non-Exempt position
• Work Location: Boise, ID (with hybrid work opportunity subject to manager approval)