Credit Analyst | Remote
CRG · United States · 5 days ago
RemoteRemote$25–$30/hrContract
Responsibilities
- Conduct thorough credit assessments for new and existing customers across North America and international markets, including analysis of financial statements, credit bureau data, payment trends, and industry conditions
- Recommend and establish appropriate credit limits and payment terms in alignment with global credit policy and risk tolerance
- Monitor customer portfolios to identify changes in financial condition, escalate risk where appropriate, and proactively mitigate potential losses
- Collaborate cross-functionally with Sales, Finance, and Operations to support timely order release decisions and resolve credit-related issues
- Maintain complete, accurate, and audit-ready credit documentation in compliance with internal controls and regulatory standards
- Contribute to the ongoing enhancement of credit policies, procedures, and risk assessment methodologies to support global consistency and efficiency
- Prepare and present credit risk reporting and analytics, including exposure trends, aging metrics, and emerging risk indicators
- Support continuous improvement initiatives within the Global Credit function through system usage, data analytics, and process optimization
Qualifications
- Required: Bachelor’s degree in Finance, Accounting, Economics, or a related field; 2–4 years of experience in credit analysis, underwriting, or financial risk management
- Strong analytical and financial modeling skills, with the ability to interpret complex financial data and assess risk
- Sound judgment and decision-making skills, with the ability to balance risk mitigation and commercial objectives
- Effective communication and stakeholder management skills, with strong negotiation and persuasive skills
- Strong organizational skills and attention to detail, with the ability to manage multiple priorities in a fast-paced global environment
- Proficiency in ERP systems, with SAP preferred
- Advanced Excel skills, including data analysis and reporting
- Familiarity with financial reporting tools and dashboards
- PREFERRED: Knowledge of international credit practices, including trade finance instruments and regional risk considerations; Experience working with multinational customers and diverse regulatory environments; Familiarity with the industrial, energy, or equipment manufacturing sectors